Be Your Own Bank

If you want to get your money to do the most, learn these essential keys to be your own bank. (NOTE: “be your own bank” does not mean that you are literally a bank or creating a bank, rather we mean emulating the idea of banking.) Instead of being a saver who’s a star-student customer…

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Paid Up Additions Get the Best Policy Design With This Big Shift

What is the perfect funding ratio between base premium and the paid up additions rider (PUAs)?  You may be surprised to discover that this question comes up over and over in our one-on-one conversations with people who want to implement the Infinite Banking strategy personally.  And since whole life policy design is important enough to…

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Indexed Universal Life Insurance - Dangerous Truths About IUL Risks

Indexed Universal Life Insurance can seem attractive.  At some point in your Infinite Banking research, you’ve probably even heard about using IULs instead of whole life insurance.  Consequently, we get a lot of questions about whether IULs are better than whole life insurance.  Usually, this is because the illustrated values are better than for whole…

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Buy-Sell Agreements - Using Life Insurance to Fund Your Exit Strategy

Locking in your business exit strategy with a buy-sell agreement and funding it with life insurance can create great certainty.  The reason is that it will accommodate the continuity of your business in the broadest range of circumstances. Planning for your business continuation when you or your business partners exit is critical.  It could mean the…

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Before Canceling Your Whole Life Insurance Read Why You Shouldn't Cancel Your Whole Life Insurance

Before you cancel your whole life insurance policy, read this first. No matter your reasons, you need to know what canceling means and why it’s not usually your ideal move. At some point, you saw the value in owning whole life. You could have sought out the protection for your family, the cash storage, the…

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Executive Bonus Plan: The Ideal Golden Handcuffs

The Executive Bonus Plan can be the ideal “golden handcuffs” for the top talent you can’t afford to lose.  In truth, associating long-term dedicated employment with slavery seems a bit archaic and melodramatic.  We all know you can’t keep good people by holding them hostage.  Instead, you’ve got to set the table that attracts them…

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Economic Value Added (EVA )and Infinite Banking

Economic Value Added (EVA) is a little-known, but impressively effective measure to boost your profitability. Coca-Cola, AT&T, Quaker Oats, CSX, and Briggs and Stratton helped the term rise to prominence when they adopted EVA in the 80s and 90s.  Focus on this insightful accounting measure resulted in an overwhelming increase in business value, stock price,…

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Top Mistakes Buying Life Insurance

When buying life insurance, most people don’t have a complete map.  Without all the information to make the best decisions, many people make mistakes that lead to buyer’s remorse.  But you don’t have to worry, you can recognize and sidestep the common pitfalls people make. Don’t end up frustrated, discouraged, unsatisfied, or without protection in…

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