Be Your Own Bank

If you want to get your money to do the most, learn these essential keys to be your own bank. (NOTE: “be your own bank” does not mean that you are literally a bank or creating a bank, rather we mean emulating the idea of banking.) Instead of being a saver who’s a star-student customer…

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How to Take a Whole Life Policy Loan and Pay It Back

Privatized Banking has the edge over other funding methods because of the strategic use of whole life policy loans. If you’re new to the concept, let’s rewind to make sure we’re on the same page.  Privatized Banking is a strategy of building up cash value inside of a specially designed whole life insurance policy.  The…

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Paid Up Additions Get the Best Policy Design With This Big Shift

What is the perfect funding ratio between base premium and the paid up additions rider (PUAs)?  You may be surprised to discover that this question comes up over and over in our one-on-one conversations with people who want to implement the Infinite Banking strategy personally.  And since whole life policy design is important enough to…

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Economic Value of Certainty Les McGuire

Les McGuire reveals a timeless truth about the economic value of certainty that goes back as far as scripture.  It’s that to have the highest chance of flourishing, you need certainty, guarantees, and stability.  In Jesus’ parable of the wise and foolish builders, the wise man’s house on the solid rock withstood storms.  He was…

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The Truth About IULs, with Todd Langford

In today’s show, Todd Langford joins us to dig deeper into Indexed Universal Life. He is the CEO and developer of Truth Concepts financial calculators, better known as a financial Truth Teller.  In this valuable conversation, we uncover the fundamental uncertainty of indexed universal life insurance further.   Recently, we had a conversation about the…

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Indexed Universal Life Insurance - Dangerous Truths About IUL Risks

Indexed Universal Life Insurance can seem attractive.  At some point in your Infinite Banking research, you’ve probably even heard about using IULs instead of whole life insurance.  Consequently, we get a lot of questions about whether IULs are better than whole life insurance.  Usually, this is because the illustrated values are better than for whole…

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Buy-Sell Agreements - Using Life Insurance to Fund Your Exit Strategy

Locking in your business exit strategy with a buy-sell agreement and funding it with life insurance can create great certainty.  The reason is that it will accommodate the continuity of your business in the broadest range of circumstances. Planning for your business continuation when you or your business partners exit is critical.  It could mean the…

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