Optimize Your Financial Life

We Help You Build Multi-Generational Wealth and Create a Legacy of More Than Money

The Money Advantage

Start Your Journey Towards Financial Freedom and Leave a Lasting Impact For Generations To Come

Typical Financial Advice Is Broken (So We Fixed It)

The Money Advantage is an integrated team of financial professionals that helps wealth creators build time and money freedom with cash flow strategies, privatized banking, and alternative investments so you never have to worry about running out of money

Wealth Creator's Cash Flow System
  • Foundation

    The first step is keeping more of the money you make with cash flow strategies, becoming more efficient and profitable.  

  • Protection

    Then, you’ll protect your money with insurance, legal protection, and Privatized Banking.

  • Increase

    Finally, you’ll put your money to work, increasing your income with cash-flowing assets.

Accomplish Time and Money Freedom Systematically, Without It Being Painful, Complicated, or Haphazard

The Money Advantage is Perfect For:

  • Entrepreneurial Business Owners

    Increase profitability, accessible capital, and financial stability.

  • High Paid Professionals

    Turn your paycheck into an asset-based income stream.

Here Is What Our Awesome Clients and Friends Have to Say


"They helped us restructure our business entities into a more advantageous tax structure where we saved $350K annually...If you are looking for a partner to look at your business and personal finances holistically, I highly recommend The Money Advantage" - Susan Dison


"The Money Advantage has access to all the experts, including accountants and investment advisors...they have so much knowledge in so many fields. I worked with their team for about three years and saved over 100,000 in taxes during that time." - Dan Arsenault


"The Money Advantage gives us access to resources that mega-wealthy families have in a family office, a whole team of people that are working together for the individual, which is something you will not find in any traditional financial service." - Sherry Berman

I found that The Money Advantage had alternative investments and resources that we did not have. My husband is an entrepreneur, and we needed...
a month ago
Sherry Berman
The Money Advantage is an amazing company I am proud to recommend. Both Rachel and Bruce are incredible people who have the knowledge and care...
a year ago
Anna Kelley
The Money Advantage is a great organization that teaches the sound principals of money, and how to store it and build for future growth. I...
2 years ago
Wesley Smith
Rachel and Lucas are two very sincere people. They have a heart to give and a willingness to help others. Rachel and Lucas explained to...
I worked with Ryley and Dean on setting up my Privatized Banking policy. The Money Advantage team has been professional and responsive to any questions...
2 years ago
Jason Chen
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Dr. Lee & Candice Matthis

Doctor of Chiropractic

Working with The Money Advantage team brought so much clarity to our financial life!  A very genuine relationship was built, and Candice and I felt like we were the center of attention.  Options and education were offered and then my wife and I made our decisions and were supported the whole process through.  We implemented Privatized Banking as a way to leverage our assets, gain control, and have the freedom to accept an opportunity and not have to pass it up. We really liked their team approach, where everyone brings a different bit of wisdom to the meetings.  They are authentic people who are very giving of themselves and their knowledge.


Nnene K. Mbonu

Analyst, Photography By Nnene / Real Estate Investor

Rachel and The Money Advantage team have truly helped in my search for a better understanding of the Infinite Banking Concept as well as ways to improve and take control of cashflow; not only for my business/real estate but also my personal economy. They did a great job at aligning both; I truly appreciated their holistic and personalized approach to match my short- and long-term goals.

I see the pride and passion they have for educating and building long-lasting relationships with their clients. I cannot recommend them enough! As it’s been an enlightening journey for me. I also highly recommend listening to their podcast!

Aaron Knight

President Integrity Building and Restoration Services, LLC

Rachel and The Money Advantage team are very sincere people. They have a heart to give and a willingness to help others. They explained to my wife and I very clearly and effectively the different ways to manage our wealth. In a world full of uncertainty, The Money Advantage team are people you can trust. You will realize this from the first time you meet them. I would recommend them to anyone.

Moses Seuram

Moses Seuram

Realtor, New York State Association of Realtors President 2019

"I personally have experienced what a wonderful company and educator The Money Advantage is to me and my fellow REALTORS in the state of New York. The Money Advantage is unique in its teachings whereby education and knowledge are the primary goals. Rachel and her team are extremely professional and do an excellent job analyzing their clients’ needs and goals and strategizing how to best accomplish them. I highly recommend you listen to all the podcasts and hope you will conclude my recommendation was right on."

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Ian Adams

The Money Advantage team gave me a clear explanation of Privatized Banking policy design, including: LPUA, base, and term proportions.  I had a sense of their knowledge and perspective given other research I'd done. They are very patient, friendly, provide knowledgeable service, and I had the sense that they've been doing it a while.  

Carl Cleanthes

Carl Cleanthes

Founder Epic Made

I had the opportunity to work with Rachel Marshall and The Money Advantage team several years ago. Rachel helped me assess every area of my financial life from a new perspective. I began consistently working on my mindset, became aware of my cash flows, and covered every strategy to save and protect my money so I could be in financial control. The Money Advantage team truly cares about the financial success of everyone they work with and has helped me leverage my money in ways I had not previously considered.

Kyle Kelly

Kyle Kelly

Realtor, Long Island Board of Realtors YPN President 2017-2018

I brought Rachel and The Money Advantage team in to speak to our YPN organization. There was such positive feedback, as they gave hope and solutions to many of the financial challenges we face directly as real estate professionals and business owners. When I sat down with them personally to discuss my own financial strategy, they helped me fully understand my financial picture, cash flow, and my options so I was empowered to make the best choices. The Money Advantage team are true Go-Givers, who really want to make a positive difference in the lives of everyone they serve. Since meeting them, I can't help but urge everyone I encounter to have a conversation with Rachel and her team and get started on their path to financial freedom.

Do the Most with Your Money

Our financial freedom architects are waiting to help you craft your wealth creation story.