Our mission is to help you take full control of your wealth, so you can live a meaningful and fulfilled life, and feel great about your money today.

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The Money Advantage provides simple, fun, and doable financial education resources that help you keep and control more of what you make every month, get your money working for you, increase your cash flow, reduce your risk and give you permission to use your money along the way.

We serve Entrepreneurs and Business Owners, creating solutions and strategies that previously didn’t exist in your personal and business economy.

We are proponents of the Prosperity Economics Movement, which offers an alternative to “typical” financial planning and its tendency to subject assets to never-ending taxes, fees, and market risk.

We show you how to utilize a Privatized Banking System, which allows you to improve access to capital, boost your returns, earn uninterrupted compound growth, reduce risk, AND leverage your capital to take advantage of opportunities, getting your money to do more than one job at the same time.

Through the family office model approach in our advisory practices, we bring together comprehensive education and strategies in the areas of cash flow, long-term tax reduction, estate and business legal planning, creative whole life insurance strategies and alternative investments.


Our team met at The Freedom Advisor Live event, hosted by e3 Wealth, in Saint Louis, in November 2015. Since that time, they have maintained a collaborative working relationship.

Educators by nature, they recognized the need for empowering financial education that’s simple, fun, and doable.

Always seeking ways to provide higher quality education, they recognized that podcasting was the next step, to provide a tool you can use while you’re going about your daily life, not having to sit down in front of a computer or screen to read or view it.

This is a story of how three financial advisors from different states, different companies, different levels of experience, and different generations are collaborating to meet the need for relevant, tangible, actionable financial education that works.




Cash Flow Specialist

Bruce started as an educator teaching a variety of science classes for 17 years.  During that time he began his career part-time in the financial services industry presenting permanent life insurance as a long term savings vehicle.


In 2002 he began his full-time entrepreneurial career as a business owner.  He is a lifelong learner who enjoys reading cutting edge material on how mindset affects money decisions.


e3 Wealth Consultants came calling in 2007, and it was a match made in heaven.  Bruce enjoys the relationships he develops with people and strives to bring value to business owners and their families.


He resides in St. Louis, MO with his wife Sherrie and their dog Buster.

(Kolbe: Fact Finder-6, Follow Through-5, Quick Start-5, Implementor-5)



Wealth Strategist

Rachel grew up on a farm in rural Minnesota, read Robert Kiyosaki’s Rich Dad, Poor Dad in 8th grade, and developed a passion for owning a business and alternative investments, getting her money working for her, and being in control of her destiny.  After working in the ministry for four years, completing a degree in Psychology and Business, and working in business and human resource management for three and a half years, Rachel launched Marshall’s Insurance and Financial Services in 2011.  As she served her clients’ insurance and financial needs over several years, many of whom were business owners, she uncovered the greater need of knowing how to think to create true financial independence.


Rachel empowers her clients to maximize and control their money so that they can accomplish their dreams and live out their highest purpose.  She believes that if you understand the short and long-term impacts of the financial choices you make, you’re better suited to make decisions that put you in control of your resources.  She helps you discover money flowing out of your control, strategize ways to have more money flowing into your control so that the end result is that you have more money to retain and utilize during your lifetime, and more to pass on to future generations.


Rachel lives in Chesapeake, Virginia with her husband and 6-year-old daughter.  She loves creating intentional quality time and experiences with her family.  She is also a runner, health enthusiast, and an interested conversationalist.

(Kolbe: Fact Finder-3, Follow Through-2, Quick Start-9, Implementor-4)



Wealth Engineer

Lucas served a short career with the Air Force, being released in 1999 when he challenged being a test subject for the Anthrax vaccine.  He studied Computer Science but soon found a greater passion for understanding what wealth is and how it is created, as well as entrepreneurship.


It was Lucas’s logical thinking which started the Marshalls on a journey towards the wealth industry.  He became increasingly aware that wealth is not created by just working a job, but by becoming a knowledgeable business owner and investor.


As a Wealth Engineer, he designs financial strategies for clients that will maximize the use of their money.  He is also the marketing and creative director and producer of The Money Advantage Podcast, making sure that all of the pieces are delivered to you with excellence.


He lives with his wife, Rachel, and their daughter.  He is passionate about building a life of compassion and understanding.

(Kolbe: Fact Finder-9, Follow Through-6, Quick Start-3, Implementor-3)