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Top Questions About Infinite Banking, Part 2
By Rachel Marshall |
In part 1, we started discussing the top questions about Infinite Banking that we hear all the time. This week, we’re finishing up the conversation, so that you can make a decision about Infinite Banking with confidence. Hopefully, we’ll cover the question on your mind. (And if we don’t, check out Part 1 of this…
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Grow Your Business by Design, with Cesar Quintero
By Rachel Marshall |
Are you looking for a formula to grow your business? Cesar Quintero, Certified EOS Implementer and visionary of The Profit Recipe is here to help! So, if want to figure out how to tap into your purpose, get traction, and solidify a healthy team… tune in below! Is there a formula for business growth? As it…
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Top Questions About Infinite Banking, Part 1
By Rachel Marshall |
Are you considering Infinite Banking, but you aren’t sure yet if it’s a good fit for you, and you’d rather figure it out before investing time into a personal conversation with an advisor? Look, your concerns are absolutely valid! But let’s let those questions propel you to action, not indecision. Today, we’re answering the top…
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The Morning Routine to Take Bold Action I Learned from Dan Sullivan
By Rachel Marshall |
How are your New Year’s resolutions going? We’re almost three months into 2021, and it’s a great time to take an inventory of how you’re doing. This one simple morning routine I learned from Dan Sullivan has had a greater impact on my year than anything else. Today, we’ll talk about that one little idea…
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Profit First for Dentists, with Barbara Stackhouse
By Rachel Marshall |
Do you want to be more profitable, and enjoy the success of a thriving business, instead of running ragged on the hamster wheel of chasing the next sale? Barbara Stackhouse is writing Profit First for Dentists. Sound familiar? It’s the specific application of Mike Michalowicz’s Profit First system, tailored to the dental industry, with their…
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Is Infinite Banking a SCAM? Dave Ramsey Says So.
By Rachel Marshall |
Have you heard Dave Ramsey’s opinion of Infinite Banking and Whole Life Insurance? He says it’s a scam, a joke, hogwash, horrendous, a pile of manure, old school life insurance done poorly, a jumbled word picture, you can’t cut through the BS, screwing people, and just doesn’t feel right. Today, we’ll separate opinion from fact,…
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Thou Shall Prosper with Rabbi Daniel Lapin
By Rachel Marshall |
Do you want to make more money this year? Today, we’re talking with Rabbi Daniel Lapin, author of Thou Shall Prosper — Ten Commandments for Making Money, one of the deepest and most profoundly philosophical books about the wisdom you need to be successful. So if you want to learn about the steps that make success…
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Is Infinite Banking Dead? 7702 Plan and Law Changes
By Rachel Marshall |
Right now, you have a fantastic opportunity to use whole life insurance as a place to store cash, build capital reserves, get better than bank rates on savings, AND the ability to earn never-ending compound interest, even WHILE you’re using the same money for something else. And you don’t have to qualify to access your…
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Attracting Influencers and High Net Worth Clients, with Steve Sims
By Rachel Marshall |
If you want to achieve the impossible, connect with the most powerful people in the world, achieve the next level in your business, strengthen your relationships, lead your community, and make an impact… listen in, because we’re talking with Steve Sims. Quoted as “The Real Life Wizard of Oz” by Forbes and Entrepreneur Magazine, Steve…
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Where is the Best Place to Save Money?
By Rachel Marshall |
Americans are saving more money than ever, yet interest rates are at an all-time low. If you’re looking for the best place to save money, it might be time to stop saving with banks. A recent CNBC article states: “In the midst of the coronavirus crisis, many Americans are spending less and saving more. At the…
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The Go Giver Influencer, with Bob Burg
By Rachel Marshall |
There is a major problem in the world today: it’s not people disagreeing with one another… it’s that they cannot disagree agreeably, civilly, and most importantly, persuasively! Here, at the end of a turned upside-down year, the gift we need most is a solution. That’s where The Go-Giver Influencer comes in. In this interview, we’re…
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The Secure Act: Important Changes to Your IRA that You Need to Know
By Rachel Marshall |
If you’re planning to leave an inheritance to your children, there’s a new rule in the Secure Act that will probably cause your kids to pay more taxes if you pass on your retirement plan. Today, we’re discussing how the Secure Act, passed in 2019, affects your retirement plans and may front-load taxes to kids…
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Investing in Raw Land, with Mark Podolsky, the Land Geek
By Rachel Marshall |
Curious about how investing in raw land could help you accomplish your financial goals? In this episode, we’re talking with Mark Podolsky, The Land Geek, the raw land investor who’s completed over 5500 land deals, with an average ROI of over 300% on cash flips, and over 1,000% on the deals he sells with financing…
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Maximizing Your Financial Potential, with Scott McCright
By Rachel Marshall |
Most people never maximize their full financial potential. That means they don’t accumulate the assets they could, and what they do save and invest isn’t protected and gets eroded too quickly. Then they take distributions in a way that shrinks their income, and they’re always trying to outrun the fear of running out. Sound too…
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The Case for IBC, with Dr. Robert P. Murphy
By Rachel Marshall |
Considering Infinite Banking, or IBC, but still a little skeptical? In this episode, we’re talking with Dr. Robert P. Murphy, a free-market economist, who has testified before Congress on energy markets and monetary policy and has given many interviews on TV and radio. He is the author of hundreds of articles and several books on…
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Behind the Scenes with Bruce and Rachel
By Rachel Marshall |
Want to optimize your money and maximize your wealth and income for life, and curious about how we can help? Been listening for a while and want to learn more about our company and what we can do for you? Today, we’re taking you behind the scenes of The Money Advantage. So, if you want…
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Shoes, Speed, and Success, with Steven Sashen, Founder of Xero Shoes
By Rachel Marshall |
Now and then, you have the chance to meet extraordinary people and learn more from their story than you ever thought possible. This conversation with Steven Sashen of Xero Shoes is one of those opportunities! In this episode, we’re talking with Steven Sashen about shoes, speed, and success. He’s one of the fastest men over 55…
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Is Life Insurance Protected from Creditors? Privacy and Creditor Protection of Life Insurance
By Rachel Marshall |
Want to shelter your assets from the prying eyes of the IRS, claims of creditors, or the public? Cash surrender value and life insurance proceeds are exempt from creditors in most states. In this episode, we’re talking about the privacy and creditor protection of life insurance. So, if you want to know how to protect…
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Keys to Asset Protection, with Douglass Lodmell
By Rachel Marshall |
Should you be concerned about asset protection? What types of risk should you know about? What you don’t know about protecting your assets CAN hurt you. In this episode, we’re talking with Douglass Lodmell, one of the nation’s leading asset protection experts and founder of Lodmell & Lodmell about asset protection and how it works. …
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Direct Recognition vs. Non-Direct Recognition: Does it Matter?
By Rachel Marshall |
Are you considering whole life insurance and want to know which is better: Direct vs. non-direct recognition life insurance companies? What does it mean? Why does it matter? How does it impact you? And should it be a part of your decision-making process? In this episode, we discuss the why, how, and what of direct…
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Investing in ATMs, with Dave Zook, The Real Asset Investor
By Rachel Marshall |
Are you looking for opportunities to invest in real assets for cash flow? Today, we’re talking with Dave Zook, a successful investor and syndicator who creates value for people through opportunities for investing in ATMs. We also discuss investing in other real assets: multi-family apartments, and self-storage. So if you want to learn about investing…
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Too Old For Infinite Banking with Whole Life Insurance?
By Rachel Marshall |
Do you want to use whole life insurance to store cash, build an emergency/opportunity fund, and create a legacy, but you wish you’d learned about this concept when you were younger? Do you feel like you’re too old for the Infinite Banking Concept (IBC)? Fortunately, it might not be too late for you to get…
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Solving Healthcare Costs, with Dave Chase
By Rachel Marshall |
Are you concerned about ballooning healthcare costs? You should be! It’s an expense that’s risen far faster than inflation, and paying more than you need to is a money leak that prevents you from making the forward traction towards your financial goals that you deserve. In this episode, we’re talking with Dave Chase about how…
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Whole Life Insurance Dividends Demystified, with Perry Miller
By Rachel Marshall |
Do you love the idea of getting whole life insurance dividends, but are stuck comparing one company’s dividend performance to another? Should you go with the company that has the highest dividend rates? What do the dividend rates even mean? How do I consider how dividends will impact my long-term cash value growth? Will the…
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Solving Capital Gains Tax with the Deferred Sales Trust, with Brett Swarts
By Rachel Marshall |
Do you want the freedom to sell real estate at the top of the market and wait to invest until the right time, without having to rush cash into a new property with a 1031, but still be able to defer taxes? A deferred sales trust may be for you. In this episode, we’re talking…
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When Should You Use a 1035 Exchange with Life Insurance?
By Rachel Marshall |
Do you have a life insurance policy you’re concerned may not last, lacks guarantees, or may lapse, and you’re wondering how you could trade it in for a better model? The good news is that you have options, and you’re not stuck forever! Enter: the 1035 exchange. But, a strong word of caution: you need…
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Family Banking Strategy with Whole Life: An 11-Year Case Study, with John Moriarty
By Rachel Marshall |
This week, we welcome John Moriarty back to the Money Advantage Podcast. In Part 1, we talked about building a family bank on a conceptual level. Now, we pull in real facts and figures to show you how private family banking looks in action. If you have considered implementing family banking and didn’t know where…
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Legacy & Wealth Transfer Risks that Can Cost You Big, with Ron Phillips
By Rachel Marshall |
Want to know what happens to your real estate portfolio after you’re gone? In this episode, we’re talking with Ron Phillips—CEO of RP Capital, a real estate brokerage—about his client who passed away. It turns out, his family didn’t even know what assets he had, or what to do with them, and it almost cost…
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How Safe are Life Insurance Companies?
By Rachel Marshall |
We frequently discuss high cash value life insurance here at the Money Advantage, yet with the financial uncertainties of COVID-19, how safe are life insurance companies? How strong is the life insurance industry really? What impacts do today’s low-interest rates, economic turmoil, and the pandemic have on my long-term growth rates and the policy guarantees?…
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Custom-Designed Estate Planning, with Stephen Haynes
By Rachel Marshall |
Considering estate planning, but not sure how to make it work best for your family? Wondering how to balance your unique age, stage, personalities, and goals? Does estate planning feel constrictive, or your ambitions seem bigger than what you can accommodate with a finite plan? Do you wonder how you could possibly know what’s best…
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How to Start a Family Bank, with John Moriarty
By Rachel Marshall |
Would you like to see a Family Bank in action? Today, Bruce and I talk with our friend and colleague, John Moriarty, Founder and President of e3 ConsultantsGROUP. You’ll hear about his personal and business use of Infinite Banking, and the thinking behind a growing and evolving system of policies. John is smart, business savvy,…
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Estate Planning for Everyone, with Andrew Weinhaus
By Rachel Marshall |
Today, we’re talking with Andrew Weinhaus about why you need an estate plan. He’s an attorney who has worked in estate planning for 30 years. That means he knows it like the back of his hand. So, you get the tremendous value of hearing about estate planning in a way that’s relatable, plain and simple!…
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Building Family Wealth, with Jon and Missy Butcher
By Rachel Marshall |
Do you want extraordinary relationships with your kids? Are you longing to build a family that’s strong and enduring, living life on purpose? Building family wealth is so much more than being a family with a lot of money. So, if you aspire to do the most for your family, start with the building blocks.…
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Life Insurance Agent Commission and Whole Life Policy Design, with Rodney Mogen
By Rachel Marshall |
Not all whole life policies are designed equally. Some that show up better on an illustration actually have a higher risk. Rodney Mogen came back on the show to continue the conversation about life insurance agent commission and whole life policy splits. We address the “Fear, Uncertainty, and Doubt” in the IBC world…
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Complete Family Wealth, with Keith Whitaker
By Rachel Marshall |
Will the work you do create a foundation for your kids and grandkids to prosper? Then how do you create long-term complete family wealth that does the most good for as long as possible? How do you make sure the money you make, the business you build, and the real estate and investments you acquire…
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How to Become a Real Estate Investor Goddess, with Monick Halm
By Rachel Marshall |
Do you want to invest in real estate? Do you want it to feel effortless and productive, without getting slowed down, veering off course, and stuck by number-crunching and over-analyzing? In this episode, we discuss real estate investing for women with Monick Halm, the creator of Real Estate Investor Goddesses. So if you want to…
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Sequence of Returns Risk: How to Get the Most Investment Income Without Running Out of Money
By Rachel Marshall |
Did you know there’s a secret hiding in plain sight that average rates of return will never tell you? In this episode, we’ll discuss Sequence of Returns and the risk they pose to your future income. Then, we’ll show you exactly how to minimize the risk. So if you want to get predictable income from…
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Family Values: The Starting Point of a Legacy, with Richard Wilson
By Rachel Marshall |
If you want to create a legacy of wealth, the starting point is a strong culture of family values. That’s because having the greatest impact and doing the most for your children hinge on their character and self-leadership. And their character and self-leadership depend on yours – your example, your relationship, and your communication. So…
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Estate Plans that Transcend Generations with Andrew Howell
By Rachel Marshall |
Do you want to leave a legacy with an estate plan that transfers wealth and empowers the next generation? Find someone who is helping others do it successfully. And that means tailoring a customized, bespoke plan specifically to your family. Today we’re talking with highly recognized estate planning attorney, Andrew Howell, about the principles and…
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Maximizing Retirement Income with Whole Life Insurance – Dr. Wade Pfau
By Rachel Marshall |
Want to get the most income later in life? Your success depends not on one product, but the coordination of financial tools and your entire personal financial system. Whether your focus is on acquiring cash-flowing assets or you have a more typical investment portfolio, whole life insurance and annuities can play a critical role. That’s…
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The Conversation Between Generations
By Rachel Marshall |
Do you want to leave a legacy for future generations to come, but worry about the gift corrupting them? Are you hoping to pass on meaning even more than the money itself? Do you wonder how to start the conversation? Do you worry if family dynamics will prevent you from communicating your points clearly and…
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Expat Living and Offshore Investing, with Mikkel Thorup
By Rachel Marshall |
Have you considered investing offshore, or even becoming an expat and living abroad? Today, we’re talking with Mikkel Thorup, of The Escape Artist, about how to have more travel, freedom, and control. So if you want to travel and live overseas, invest internationally, shrink taxes and grow your wealth, tune in now! In this episode,…
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10/90 Premium Split & Blended Term PUA Rider Risks, with Rodney Mogen
By Rachel Marshall |
Considering a 10/90 premium split (Base/PUA) policy design with a Blended Term PUA Rider for an IBC policy over a design truer to Nelson Nash’s original 33/67 split? Was it because someone showed you that you can get more cash value in Year 1? Or an earlier break-even point, and still outperform the cash value…
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Everything You Need to Know About Self-Directed IRAs, with Edwin Kelly
By Rachel Marshall |
Do you have money in a retirement account that you wish you could use to invest in real estate? Today, we’re talking about self-directed accounts and investment strategies, with Edwin Kelly, the CEO of Specialized Trust Company. So, if you want to know how to best use qualified plan money to help you reach…
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Buy The Avocado Toast, with Stephanie Bousley
By Rachel Marshall |
Are you looking for unconventional ways to get out of student loan debt? Today, I’m talking with Stephanie Bousley, millennial debtor-turned-success story and author of Buy the Avocado Toast, about how she’s creatively tackling $289K of student loans. (Hint: it wasn’t with mainstream advice.) So if you want to pay off student loan debt, build…
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Saving Time with Passive Cash Flow
By Rachel Marshall |
Are you looking for practical guidance on how to create passive cash flow from real estate? Today, we’re talking with Lane Kawaoka, of SimplePassiveCashflow.com about real estate investing for cash flow. He’s a second-time guest on our show. We’ve brought him back because his work is so valuable to help you build time and money freedom.…
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Is Velocity Banking the Fastest Way to Pay Off Your House?
By Rachel Marshall |
Want to pay off your house fast? Considering Velocity Banking? You’re not alone. So many people are motivated, whether by culture, values, or something else, to pay off their house as quickly as possible. This desire is completely normal. But it can leave you vulnerable to some pretty big unintended consequences. When we’re emotionally driven…
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Short-Term Rentals, with J. Massey
By Rachel Marshall |
Do you want to find out how to use short-term rentals to create cash flow right now? Today, we’re talking with J. Massey, CEO and Founder of Cashflow Diary, about how he built a 34-unit-and-counting short-term rental business from scratch. So if you want to know why short-term rentals are the perfect fit for today’s…
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Velocity Banking vs. Infinite Banking
By Rachel Marshall |
Are you a wealth creator with a need to have access to cash in the safest way that puts you in control? Velocity Banking shows up again and again as a solution to pay off your home faster and save interest. It even appears as the ideal way to store up equity in your house to use for…
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Investments Don’t Hug, with Mark Bertrang
By Rachel Marshall |
Have you wanted a way to share your greatest possible gift of love with your spouse, children, and loved ones, but weren’t exactly sure how? The best gift requires out-of-the-box thinking because it’s not something you can buy at Hallmark. Investments Don’t Hug, by Mark Bertrang, shows you how. It’s the most poignant, emotional, and…
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Life Insurance Company Ratings and Why They Matter Right Now
By Rachel Marshall |
Here’s new life insurance company rating information for every wealth creator who wants to be certain that your savings are stable and guaranteed, so you can be sure the financial moves you make to gain safety really are solid and dependable, so you don’t lose money or wonder if an economic crisis could collapse the…
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Expanding Your Financial Vision, with Dean Myers
By Rachel Marshall |
Do you need to expand your financial vision? Most people have self-imposed limits on their financial vision and don’t even know it. In this episode, we discuss why expanding your financial vision is the key to financial success. And making this conversation even more relevant, we have Dean Myers sharing the story of his recent…
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Mindset Encouragement, with Mark Battiato, Growth Into Greatness Institute
By Rachel Marshall |
We all have the opportunity to upgrade our environment, inner circle, and mindset. In fact, it’s a prerequisite for living your best life! Today, we’re talking with Mark Battiato, co-founder of the Growth Into Greatness Institute, about growing your business, having the maximum impact, increasing profitability, and becoming the best version of you. Who Is…
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Reverse Mortgages: How to Get the Most Income, with Mike Stanley
By Rachel Marshall |
Do you want to find out how to get the most income with reverse mortgages, and still have the cash to replenish your estate and pass on a legacy? If you want to maximize income, especially during your later years, understand how to get a permission slip to get more income with a reverse mortgage,…
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The Death Benefit: The Most Underrated Power of Life Insurance, with Ryley Smith
By Rachel Marshall |
The death benefit sounds like the least attractive and most basic part of life insurance. Wouldn’t the only people talking about it be either a doomsayer or Captain Obvious? Far to the contrary! Life insurance death benefit offers a tremendous advantage that enhances your life and makes it so much richer. So we’re taking…
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How To Get A Financial Bunker To Weather Economic Storms
By Rachel Marshall |
Does the current market volatility make you wish you had a financial bunker to protect you from losing money? If you would love to gain control by having the certainty of guaranteed money today and in the future … need to make traction towards financial freedom, regardless of the global economy … want to have…
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The CARES Act Financial Survival Moves You Should Make NOW!
By Rachel Marshall |
Need cash to sustain your business through shutdown or reduced revenue due to stay at home orders? Looking for ways to protect your family and business from bankruptcy during the COVID-19 pandemic? In today’s podcast, we’re sharing the emergency financial options to help business owners and families weather this economic crisis. We brought our tax strategist,…
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How 2 Investors Found Privatized Banking, With Brett Hildebrandt and Molly Urban
By Rachel Marshall |
Are you trying to decide how and when to implement Privatized Banking? Today, we’re talking with Brett Hildebrandt and Molly Urban about how they are getting answers to their most important questions about Privatized Banking. This episode is for you if you want to satisfy your thirst for knowledge about Privatized Banking, close the loop on…
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Making Money Online Quickly: Keys to Success, with James Smiley
By Rachel Marshall |
In this episode, we talk with James Smiley about why most entrepreneurs struggle with making money online quickly. If you want to create a brand, become an influencer, and build a self-sustaining business so you can build a life and business you love, tune in now! In this episode, you’ll discover: How he went from…
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Coronavirus: How to Survive and Thrive During Massive Uncertainty
By Rachel Marshall |
With the threat of Coronavirus breathing down our necks, unprecedented social measures to stop the spread of the virus, and the tumbling chaos in the financial markets, it can feel like our world is fragile and fraying. How do you create a life and business you love in the midst of that? Our goal in…
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7 Advantages of Whole Life Insurance You’re Not Supposed to Know
By Rachel Marshall |
Most people miss the advantages of whole life insurance because they view it as strictly an insurance product that doesn’t do anything else. But it’s that perspective, not the product, that has the limitations. Do you need to get the highest-quality life insurance you can count on, but you feel like life insurance agents are…
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The Beginner’s Guide to Buying Your First Property, with Jeff Schechter and Jack Gibson
By Rachel Marshall |
Ready to invest in real estate, but don’t know where to start? In this episode, Jeff Schechter “Shecky” and Jack Gibson discuss buying your first investment property – a turnkey rental. So if you want to springboard into asset-based cashflow, be fully prepared, and buy the right property so you can replace your income with…
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The Cost of Whole Life Insurance: If You Get More Money Out Than You Put In, There Is Zero Cost
By Rachel Marshall |
If you’re ready to get the best life insurance for the best price, then I’ve got a secret here about the cost of whole life insurance you need to learn about FAST. A quick secret for success in getting the best life insurance policy: a properly structured whole life insurance policy creates cash value that…
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Lifetime Cashflow Through Real Estate Investing, with Rod Khleif
By Rachel Marshall |
Rod Khleif has transformed from losing $50 Million to living a spectacular life and achieving everything he’s dreamed of. Rod is a passionate real estate investor who has personally owned and managed over 2000 properties. As one of the country’s top real estate, business, and peak performance luminaries, Rod has also built over 23 businesses…
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Waiver of Premium: How to Get a Bulletproof Life Insurance Policy
By Rachel Marshall |
Waiver of premium is like having insurance on your insurance. So, if you are a wealth creator who wants to make sure your life insurance will be the cornerstone of your wealth and take care of your family no matter what, here are 3 quick questions to ask to make sure you get a bulletproof…
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Investing in Mortgage Notes: How to Get Big Returns with as Little as a $100 Investment
By Rachel Marshall |
In this episode, we interview Jorge Newberry, CEO of American Homeowner Preservation, about how to invest in distressed mortgages with as little as $100. So if you want to get between 7 – 12% annual cash returns paid out monthly, understand your investment, and make a huge difference in families, neighborhoods, and communities, starting with…
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Be Your Own Bank: Secrets Every Saver Needs Now
By Rachel Marshall |
If you want to get your money to do the most, learn these essential keys to be your own bank. (NOTE: “be your own bank and the Infinite Banking Concept” does not mean that you are literally a bank or creating a bank, rather we mean emulating the idea of banking.) Instead of being a…
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International Investing, with Michael Cobb, ECI Development
By Rachel Marshall |
In today’s show, we’re interviewing Michael Cobb, Chief Executive Officer and Co-Founder of ECI Development. This real estate development company is building and financing inspired residences for adventurous souls in Belize, Panama, Nicaragua, Costa Rica. Prepare to expand your investor’s paradigm to consider diversifying your asset portfolio outside the US. Think resort-style living for the…
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How to Take a Whole Life Policy Loan and Pay It Back
By Rachel Marshall |
Privatized Banking has the edge over other funding methods because of the strategic use of whole life policy loans. If you’re new to the concept, let’s rewind to make sure we’re on the same page. Privatized Banking is a strategy of building up cash value inside of a specially designed whole life insurance policy. The…
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Mastering Happiness, with Dr. Joel F. Wade
By Rachel Marshall |
In today’s show, we’re interviewing Dr. Joel Wade, of Mastering Happiness. Dr. Wade is an Author, Psychotherapist, and Life Coach who’s centered his work on happiness, and helping people live happier, better, and more effective lives. And we’re talking about true happiness and well-being, not simply the happiness of feeling good in a lucky moment…
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The New Year Planning Secret Every Great Entrepreneur Knows
By Rachel Marshall |
There’s one thing most people miss when setting up their goals for the coming year. And because of this little oversight, so many new years resolutions that started out as cheerful balloons dancing towards the sky become like coins slipping our grasp and clattering to the ground. That means that New Years resolutions can become…
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Paid Up Additions (PUA): Get the Best Policy Design With This Big Shift
By Rachel Marshall |
What is the perfect funding ratio between base premium and the paid-up additions rider (PUAs)? You may be surprised to discover that this question comes up often in our one-on-one conversations with people who want to implement the Infinite Banking Concept personally. And since whole life policy design is important enough to discuss one-on-one, it’s…
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Hacking Your Wealth with Privatized Banking – A Client’s Story: Nnene Mbonu
By Rachel Marshall |
Nnene Mbonu, a real estate investor and one of our clients, is hacking her way to wealth with Privatized Banking. Find out how in this episode. Nnene Mbonu has worked in the oil and gas industry for 18 years and seen the cyclical nature of the industry. After facing two layoffs in the span of…
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When Things Don’t Go According to Plan
By Rachel Marshall |
Real life: today, things didn’t go according to plan. Bruce and I had allocated the hour to recording a great podcast with a guest. But there was a misalignment of time zones, and they didn’t show up. Rather than wasting time and energy getting frustrated, we used the moment as an opportunity for our growth…
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One Powerful Question to Maximize Freedom and Control – A Client’s Story: Dr. Lee and Candice Matthis
By Rachel Marshall |
In today’s show, we highlight Dr. Lee and Candice Matthis and their inspiring story. Dr. Lee Matthis is a chiropractor working with Tuck Clinic, a large practice in southwestern Virginia, and plays a significant role in improving the profession and healthcare in general through consulting and clinic management and his work with the UVCA. His…
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The Economic Value of Certainty, by Les McGuire (Reviewed)
By Rachel Marshall |
Les McGuire reveals a timeless truth about the economic value of certainty that goes back as far as scripture. It’s that to have the highest chance of flourishing, you need certainty, guarantees, and stability. In Jesus’ parable of the wise and foolish builders, the wise man’s house on the solid rock withstood storms. He was…
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Creating Time and Money Freedom with Real Estate, Anna Kelley, REI Mom
By Rachel Marshall |
In today’s show, we’re interviewing Anna Kelley. She’s a real estate investor who has created time and money freedom. And, she’s the founder of REI Mom, helping women create a legacy through real estate investing. Where Real Estate Fits into the Cash Flow System Here at The Money Advantage, we are a community of wealth…
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Are We at the Top of the Market? How to NOT Lose Money
By Rachel Marshall |
After seeing an upward trend in the markets over the past decade, you may be concerned that we’re at the top of the market cycle. Many people are feeling the volatility and uncertainty. How do economic factors direct your decision-making? Should you stay in for the long haul and ride it out? In today’s show,…
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Bob Fraser: Real Estate Notes with Aspen Funds
By Rachel Marshall |
In today’s show, we’re interviewing Bob Fraser, Co-Founder and CFO of Aspen Funds. Aspen Funds operates several private investment funds in real estate notes for accredited investors, offering a real estate backed opportunity with low volatility, high returns, and comparatively high liquidity. Where Alternative Investments Fit into the Cash Flow System Here at The Money…
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Why You Shouldn’t Retire
By Rachel Marshall |
Retirement seems top of mind in almost every financial endeavor in our culture. It’s this buzzword at the culmination of all your financial pursuits, as if it’s the thing we all must strive for, and the trophy of financial success. The endpoint. The goal. The place where we get when we have finally “arrived.” Financial…
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The Truth About IULs, with Todd Langford
By Rachel Marshall |
In today’s show, Todd Langford joins us to dig deeper into Indexed Universal Life. He is the CEO and developer of Truth Concepts financial calculators, better known as a financial Truth Teller. In this valuable conversation, we uncover the fundamental uncertainty of indexed universal life insurance further. Recently, we had a conversation about the…
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What to Do With Tax-Deferred Investments for Business Owners
By Rachel Marshall |
Tax deferral may seem like the epitome of smart financial planning. But tax-deferred investments can be a tricky trap like the spiderwebs that caught Frodo in Lord of the Rings. How should you think about retirement accounts if you’re a business owner? In today’s conversation, we answer: What is tax deferral? What are the underlying…
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Tax Savings Strategies for Doctors, Dentists, and Chiropractors
By Rachel Marshall |
In today’s show, we interview Dustin Griffiths, tax strategist with Kings Tax and Accounting. We’ve had him on the show twice before because taxes are a key area that we see over and over again that business owners of all types are leaking money. Let’s bring this into perspective for a minute. If you were…
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Why It’s Not Risky to Invest in Your Business
By Rachel Marshall |
Investing in your business can be one of the most focused, strategic, and productive financial decisions you can make. If the environment and the indicators are right. That’s because your business is one of your best investments. However, if you listen to the conventional perspective of typical financial planning, you’ll be led to believe just…
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Stress-free Property Management, with Jon Michaels of Renters Warehouse
By Rachel Marshall |
In today’s show, we interview Jon Michaels, VP of Portfolio Services at Renters Warehouse. Renters Warehouse is America’s largest, full-service real estate firm for Single-Family Rental homes. They offer listing, investing, and renting services all under one roof. Renters Warehouse believes that clients deserve a partner to help them execute on their investment strategy with…
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Indexed Universal Life: Dangerous Truths About IUL Risks
By Rachel Marshall |
Indexed Universal Life Insurance can seem attractive. At some point in your Infinite Banking research, you’ve probably even heard about using IULs instead of whole life insurance. Consequently, we get a lot of questions about whether IULs are better than whole life. Usually, this is because the illustrated values are better than for whole life,…
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The 401k Alternative You Deserve to Know About – A Client’s Story, Chuck Fahs
By Rachel Marshall |
In today’s show, we have a “fireside chat” with a client who is using Privatized Banking to invest in real estate. Here’s a real-life example of using Privatized Banking as a 401k alternative. Why? To gain control, build wealth, and create protection for his family along the way. Where Does Privatized Banking Fit into the Cash…
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Irrational Change: You Can’t Reason Your Way Out of Something You Didn’t Reason Into (Reviewed)
By Rachel Marshall |
Change is hard, even for people, like me, who get started on new things rather quickly. Our habits – the way we’ve always done things – end up running our lives, even when we’d like to choose otherwise. We react defensively to feedback, even after committing to receive and apply it gracefully. We use poor…
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Applying Poker Game Theory to Entrepreneurship, with Jordan River
By Rachel Marshall |
In today’s podcast, we interview Jordan River. You’ll hear about how he turned a $50 deposit into $50,000 in online poker winnings in 12 months using GTO (game theory optimization). He’ll share how using the principles of GTO will help you grow your business. Where Building Your Business Fits into the Cash Flow System Investing in your…
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Buy-Sell Agreements: Using Life Insurance to Fund Your Exit Strategy
By Rachel Marshall |
Locking in your exit strategy with a buy-sell agreement can create great certainty. The reason is that it will accommodate the continuity of your company in the broadest range of circumstances. Planning for your continuation when you or your co-owners exit is critical. It could mean the difference between ownership transition becoming the capstone of your…
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Simple Passive Cashflow, with Lane Kawaoka
By Rachel Marshall |
In today’s podcast, we interview Lane Kawaoka, the “engineer passively investing in real estate”. He controls over 2600 units across ten states, and is the host of Simple Passive Cashflow. He recorded the show from Belize, where he was doing due diligence on some coffee and chocolate farms. We’re discussing his journey to financial freedom…
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Why You Shouldn’t Cancel Your Whole Life Insurance
By Rachel Marshall |
Before you cancel your whole life insurance policy, read this first. No matter your reasons, you need to know what canceling means and why it’s not usually your ideal move. At some point, you saw the value in owning whole life. You could have sought out the protection for your family, the cash storage, the…
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Done For You Real Estate, with Kevin Clayson
By Rachel Marshall |
Today’s interview is about turnkey investing with Done For You Real Estate (DFY). We’ll also discuss the tips, tricks, and secrets of turnkey investing, and reveal how every investor can replace their income with rental real estate. Where Investing Fits into the Cash Flow System As important as it is to invest in the right…
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Why the Executive Bonus Plan Is the Ideal Golden Handcuffs
By Rachel Marshall |
The Executive Bonus Plan can be the ideal “golden handcuffs” for the top talent you can’t afford to lose. In truth, associating long-term dedicated employment with slavery seems a bit archaic and melodramatic. We all know you can’t keep good people by holding them hostage. Instead, you’ve got to set the table that attracts them…
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Wellings Capital: Opportunities in Commercial Real Estate, with Paul Moore
By Rachel Marshall |
Wellings Capital provides access to value-add recession-resistant assets. They’ve accomplished this by partnering with expert operators in the storage facility, manufactured housing community, and multifamily apartment spaces. Wellings Capital funds offer accredited investors 15%+ returns without having to work so hard to find great individual deals. Today’s conversation unpacks the current trends in these commercial…
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15 vs. 30 Year Mortgage: Myths About Paying Off Your Mortgage
By Rachel Marshall |
When it comes to paying off your mortgage, the 15 vs. 30-year mortgage question can stop you in your tracks. Chances are, you’re probably trying to figure out how to get a better interest rate or get out of debt sooner. But to make the decision that puts you in the most financial control, you…
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Stacey Brown Randall, Generating Business Referrals Without Asking
By Rachel Marshall |
Stacey Brown Randall teaches you how to generate referrals to grow and scale your business, without asking. Better yet, she’s uncovered the reason most referral systems fail miserably. Instead of asking, paying, or following gimmicky techniques that make everyone uncomfortable, she knows exactly what to do instead. You might be wondering just how she created…
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Key Man Insurance: Protecting Your Business, Profits, and Livelihood
By Rachel Marshall |
Key Man Insurance is a life preserver for your business. It can prevent the devastating impact of losing a key person in your business, your revenue, and you personally. It can mean the difference between your small business collapsing or rising like a phoenix from the ashes. At one of your most vulnerable moments, key person…
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Never Split the Difference, with Chris Voss
By Rachel Marshall |
Never Split the Difference is making waves in the business world by demonstrating that negotiation starts with the most counterintuitive skill of empathy. That’s because author Chris Voss is likely the most qualified person to be teaching negotiation. With a long history in international crisis and high stakes negotiations as the FBI’s lead international kidnapping negotiator, and…
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The Night I Almost Died, and Why My Family Wouldn’t Need a GoFundMe
By Rachel Marshall |
You can survive dying without needing a GoFundMe. I’m living proof. Three weeks ago, I almost died in an emergency operation after childbirth. Today, I’m looking down at the fluttering eyelashes of my snoring newborn, and my heart swells with enormous gratitude for the privilege of being alive to witness her life. In today’s podcast, my…
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Self Directed IRA for Real Estate Investing
By Rachel Marshall |
We often get the question, should I use a Self-Directed IRA for real estate investing? When you’re looking for the capital to get started in real estate, one of the most common sources is money inside of retirement accounts such as 401k’s and IRAs. However, using tax-deferred retirement plans to invest in real estate is…
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Profit Maximization: Find and Fix Your Money Leaks
By Rachel Marshall |
The best profit maximization strategies are the ones nobody’s talking about. Why? Because everyone is looking for the hardest, most challenging, and over-complicated techniques. Maybe it’s our human tendency to believe that everything worthwhile has to be difficult. Or perhaps, we like the bragging rights we get after surviving the most grueling, tortuous feats. Like cutting…
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Marco Santarelli, Norada Real Estate Investments
By Rachel Marshall |
Marco Santarelli is a real estate investor, author, and founder of Norada Real Estate Investments, a nationwide provider of turnkey cash-flow investment property. Turnkey real estate may be an excellent opportunity for you to create cash flow from assets. With turnkey, you purchase property that’s already cash-flowing, reducing your barrier to entry into real estate…
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How to Wean Grown Kids Off Your Payroll, Freeing Up Retirement Cash (Reviewed)
By Rachel Marshall |
Many people get stuck paying their kids’ bills long after the kids are grown and moved out of the house. Often, it’s to the tune of hundreds, if not thousands of dollars each month. Even commitments you initially made because you love your kids and want to help them can begin to feel like a…
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Economic Value Added (EVA) and Infinite Banking
By Rachel Marshall |
Economic Value Added (EVA) is a little-known, but impressively effective measure to boost your profitability. Coca-Cola, AT&T, Quaker Oats, CSX, and Briggs and Stratton helped the term rise to prominence when they adopted economic profit, or EVA, in the 80s and 90s. Focus on this insightful accounting measure resulted in an overwhelming increase in business…
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Profit First, with Mike Michalowicz
By Rachel Marshall |
Mike Michalowicz is a champion of profitability, on a mission to eradicate entrepreneurial poverty. Mike is the author of Profit First, Transform Your Business from a Cash-Eating Monster to a Money-Making Machine. He helps business owners realize their need for making a profit and design a practical, working accounting system that doesn’t take ironman willpower…
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Business Growth: The Counterintuitive Approach that Actually Works
By Rachel Marshall |
Business growth is often the commonly accepted end goal of all entrepreneurship. And growth usually means higher earnings, sales, and revenue. After all, you want to reap the rewards of more income and gain a better lifestyle. As a business owner, the path to get there seems to be generating more clients and more dollars. But…
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10 Top Mistakes Buying Life Insurance
By Rachel Marshall |
When buying life insurance coverage, most people don’t have a complete map. Without all the information to make the best decisions, many people make mistakes that lead to buyer’s remorse. But you don’t have to worry, you can recognize and sidestep the common pitfalls people make. Don’t end up frustrated, discouraged, unsatisfied, or without protection…
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Pat Hiban, Six Steps to Seven Figures
By Rachel Marshall |
As a residential agent, Pat Hiban sold over 6,000 residential homes, earning the title of Billion Dollar Agent. He’s also the host of Real Estate Rockstar Radio, best-selling author of Six Steps to Seven Figures: A Real Estate Professional’s Guide to Building Wealth and Creating Your Destiny, founder of Rebus University and Big Profit Agents…
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Don’t Step Over Dollars to Chase Pennies
By Rachel Marshall |
One of the biggest mistakes people make in saving money is stepping over dollars to chase pennies. This happens any time you put so much time and energy into cost-cutting tactics to save a few cents, that you ignore the greater opportunities to make money. The reason this is so attractive is that it takes…
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Smart Asset Opportunities, with Ross Stryker
By Rachel Marshall |
Ross Stryker, CEO of Smart Asset Opportunities, is the poster child for taking control of your life and financial destiny. In fact, just 4 years after he made a shift from typical thinking to investing in cash-flowing assets, he achieved financial freedom. He was liberated by the power of his choices. His key decisions to…
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Privatized Banking: The Best Life Insurance Companies
By Rachel Marshall |
How do you find the best life insurance companies? You want only the strongest, most stable companies to ensure the best results over the long-term. But what criteria do you use to evaluate and discover which companies are, in fact, the best? Is there an objective measure, or is it a matter of personal opinion…
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Rate of Return: Average Isn’t Real
By Rachel Marshall |
The real rate of return is objective, rational, and substantial. It delineates the exact performance of your capital from start point to end point. It has actual value and meaning. Like concrete beneath your feet, it’s solid ground. At its core, it is the truth. But finding the truth is often much harder than it appears. Searching…
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High Return Real Estate, with Jack Gibson
By Rachel Marshall |
Jack Gibson, President and Co-Founder of High Return Real Estate, gets it. After building a multi-million-dollar income with a multi-level health company, he had a serious wake-up call. A bet was placed against his company’s stock, and he ran the risk of losing his financial footing. He felt vulnerable watching his only income source teeter…
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Privatized Banking – Life Insurance Loans and Why We Use Them
By Rachel Marshall |
Life insurance loans are one of the superpowers of the Infinite Banking Concept. They give you ready access to capital at any time, for any reason. These loans from life insurance policies make the cash value of specially-designed life insurance an ideal pool of capital for your investing strategy. Life insurance policy loans provide the opportunity to…
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Borrowing Against Life Insurance vs Bank Financing
By Rachel Marshall |
Why would I borrow against my life insurance instead of getting a bank loan? You might be thinking, I could get a great rate from the bank because I have a good credit score. You might be right, but do you want to rely on that? Let me propose this idea to you. Back in…
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Grow and Leverage: Brian Robbins, Chiropractor & Real Estate Investor
By Rachel Marshall |
Brian Robbins is a 27-year chiropractor, author, real estate investor, the owner of multiple companies, and the father of 10 children. He’s not only making a great income, but he’s also found a way to create sustainable passive income as well. This shift is crucial to doing it all and doing it well! We’ll learn from his…
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9 Keys to a Happy Career Making Millions (Reviewed)
By Rachel Marshall |
A big part of building a life and business you love is doing fulfilling work that produces a high income. Some may relegate that caliber of work to the one-in-a-million, unicorn-type anomaly – a dream job that doesn’t exist. However, research-based evidence proves otherwise, finding that 38% of US employees report that they are “very satisfied” with their…
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Better Than A Budget: Cash Flow Awareness
By Rachel Marshall |
The ultimate goal of cash flow awareness is to save more each month. Why? Because generously paying yourself first is the foundation of wealth creation. With more savings, you build up capital to invest in cash-flowing assets so you can create time and money freedom. But across all income levels, most people’s savings habits are anemic, or even…
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Mobile Home Park Investing, with Jefferson Lilly of Park Avenue Partners
By Rachel Marshall |
When it comes to seeking out and mastering a profitable niche, Jefferson Lilly of Park Avenue Partners, a mobile home park investor, is a true leader. Looking for a stable way to provide value and earn returns, Jefferson began analyzing real estate deals in multifamily housing across the Midwest. What he found was perplexing, but he continued…
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Strategic End of Year Tax Moves That Leave You Wealthier
By Rachel Marshall |
As you count down the days until Christmas, you’re also counting down the days you have before you tie up the loose ends on your fiscal year to prepare for 2018 taxes. We’ll walk you through practical and strategic tax moves you can make to close out the books, stay organized, and save taxes. This…
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Privatized Banking: High Cash Value and Long-Term Growth
By Rachel Marshall |
A typical whole life insurance policy won’t give you the high early cash value and long-term growth you need for Infinite Banking. As enticing as its certainty and control are to wealth creators, it’s not enough. You’ll need enhancements to convert your policy from a slow equity-builder into one that you can use quickly. Cash-value…
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Teaching Kids Free Market Principles, with Connor Boyack
By Rachel Marshall |
Connor Boyack is the author The Tuttle Twins, a series of a premier free market educational books for kids. Once a web developer and online marketer, his passion transformed him into an economic, history and political philosopher and educator. Because he was perplexed by current events, he began studying history’s patterns, looking for answers to…
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Rich Person Roth: For the Most Tax-Free Income (Reviewed)
By Rachel Marshall |
Although Trump’s Tax Reform cut taxes in many ways, millions of Americans will see taxes increase in 2018. The lower standardized deduction and the $10K cap on deductions for SALT (State and Local Taxes) will primarily affect those in the upper-middle to mid-upper class. Consequently, tax planning is becoming a growing priority for an increasing…
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What Kind of Policy Do You Use for Privatized Banking?
By Rachel Marshall |
You’re on the hunt for the best life insurance policy to use for Privatized Banking. For this, not just any policy will do. You want to buy exactly the right kind of life insurance to get cash you can use, earn uninterrupted compounding, and have your dollars working in two places at the same time. Life insurance…
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Turnkey Real Estate Investing in Memphis, TN, with Mid South Homebuyers
By Rachel Marshall |
Get to know the team at Mid South Homebuyers. This conversation will help you determine how and when turnkey rental real estate could help you invest for cash flow. Who Are Terry Kerr and Liz Nowlin Brody? Terry Kerr Terry Kerr was born in 1970 in Memphis Tennessee. Except for some nomadic travel in his early twenties, has…
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Early Tap of the 401(k) Replaces Homes as American Piggy Bank (Reviewed)
By Rachel Marshall |
Piggy banks may seem best suited to our childhood era. We mentally organize them with wagon-rides, tooth fairies, and the endless pencil-sharpening of early grade school. But as adults, we need and use piggy banks; they just come in a different form. When people need money for life’s setbacks and lean times, one of the…
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Infinite Banking Concept (IBC): The Golden Key that Unlocks Your Financial Life
By Rachel Marshall |
You play a big game, and you want your money to keep pace. Being in control is essential to you, and your money is no exception. You don’t have time to be strung along every year, hoping for better returns. Instead, you want a system that works as long as you live, improving over time…
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LifeBook: Creating an Extraordinary Life, with Jon and Missy Butcher
By Rachel Marshall |
You are a creator! You can create and live your own extraordinary life, starting right now. And here are the tools to do so, right at your fingertips! Jon and Missy Butcher, founders of LifeBook, have embodied creating their own life. And you can do that too. To quote Steve Jobs, “Everything around you that…
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Don’t Be a “Rugged Individualist” – Delegate! (Reviewed)
By Rachel Marshall |
As entrepreneurs building growing businesses, it often becomes necessary to transform ourselves. Innovation requires shedding our old thought patterns and ways of operating, so we can embrace new ones that serve us better. Dan Sullivan, of Strategic Coach, outlines this phenomenon in his growth-provoking article, Don’t Be a “Rugged Individualist” – Delegate! He contrasts two ways of…
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How to Pay off Debt: Things to Avoid
By Rachel Marshall |
Let’s say you’re in a position where you want to pay off debt. You have decided that the best and highest use of your money is to get rid of a particular loan or multiple loans so that you have more cash flow that’s not required to be paid to these fixed loan payments. The…
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Cash Flow Index: The Smartest Way to Pay off Debt
By Rachel Marshall |
Most people struggle to get out from debt like they’re drowning in the ocean. Like drowning, they waste energy, time, and money floundering and flailing instead of taking calculated, focused, strategically-timed strokes that would free them most efficiently. The Cash Flow Index removes this struggle. Before we dive into the Cash Flow Index, let’s talk…
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Nelson Nash: Author of Becoming Your Own Banker and Founder of IBC
By Rachel Marshall |
Nelson Nash is an exceptional thinker who discovered a secret to prosperity that was too good to keep to himself. The Infinite Banking Concept® was born when he noticed what was already possible inside cash value life insurance; the ability to earn interest, gain access to capital and take control of your financial life. Since then,…
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Taking Time Off Can Increase Your Productivity and Better Your Company (Reviewed)
By Rachel Marshall |
For the business owner who wants to perform at their best and make the most out of life, the answer may be in working less, not more. In his insightful article Taking Time Off Can Increase Your Productivity and Better Your Company, Dan Sullivan, of Strategic Coach, reveals the leverage that taking time off can…
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Opportunity Cost: The Invisible Cost of Financing
By Rachel Marshall |
Opportunity cost, like the submerged portion of an iceberg, is a part of your financial decisions hidden from view. While odorless, colorless, tasteless, and silent, opportunity cost is a threat to your wealth creation. This wealth restrictor is no respecter of persons or purchase types. Opportunity cost is the tag-along to every financial decision you’ll…
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J Massey: Creating Cash Flow with Real Estate
By Rachel Marshall |
If you’ve been in our community for a while, chances are, you love cash flow, and you know we do too! You’re interested in quickly creating income streams with cash-flowing assets. You want assets you know and control that produce income for you so that your source of income is not restricted to the money…
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Staying Positive by Looking Backward (Reviewed)
By Rachel Marshall |
Dan Sullivan shares a profound perspective on goal-setting, exponential vision, and staying energized to continue progressing, in his article Staying Positive by Looking Backward. We’re sharing this article, along with our experience of using these concepts, to help fortify your abundance mindset. We know that developing a healthy, positive perspective is the secret weapon of…
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Paying Cash Destroys Compound Interest
By Rachel Marshall |
Let’s talk about paying cash. Now it certainly has its pros, but it also has its cons. The reason people often pay cash is that they don’t want to pay interest. They don’t want to go into a position of what they feel is debt. They would rather pay cash to avoid an interest charge. However,…
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The Right Way to Spend Money: Spender, Saver, or Steward?
By Rachel Marshall |
Alexander Pope said, “To err is human, to forgive divine.” Financially speaking, it would be more accurate to say, “to spend money is human, to create wealth divine.” No one ever needed a lesson in how to buy things. In fact, with no restraint, we manage quite well to find plentiful ways to spend money. How you spend…
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Why Debt Free Doesn’t Make You Financially Free
By Rachel Marshall |
Becoming debt free is often listed as a notch on the belt of financial progress. It’s widely discussed, admired, longed for, celebrated, and even praised by so-called financial experts like Dave Ramsey. But, paying off debt may be and personalities risky or even altogether unnecessary. In fact, you’re probably not in debt in the first place! We…
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Should I Pay Cash or Finance Real Estate Investments?
By Rachel Marshall |
Do you want to purchase cash-flowing rental real estate? Are you are asking the question: should I pay cash or finance real estate investments? Assume that you have enough to pay cash and pay for the property outright. But do you want to do that? In order to determine if you want to pay cash or…
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Spartan Invest: Turnkey Real Estate Done Right, with Maureen McCann
By Rachel Marshall |
In this interview with Maureen McCann of Spartan Invest, we’ll answer: What is turnkey real estate? How can I use turnkey real estate to build cash flow from assets? What do I look for in a turnkey real estate provider? Why might I want to invest with Spartan Invest? How can I gain confidence when…
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Boost Investment Returns with Infinite Banking
By Rachel Marshall |
How does the cash value inside a life insurance policy boost investment returns in real estate? And why is this a better strategy than using cash? A properly structured whole life policy provides a competitive rate of return when compared to other savings vehicles. A whole life policy with a maximum paid-up addition rider accumulates cash…
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Who Are the Financial Experts?
By Rachel Marshall |
How do you know if the advice of financial experts applies to you? In fact, who are the financial experts? Does fame or popularity make someone an expert? What about having the biggest stage or the largest reach? Is it a degree, certification, or credential that qualifies them? Instead, the litmus test for a financial expert…
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Lessons from a Commercial Multifamily Investor, with Paul Moore
By Rachel Marshall |
In this fascinating interview with Paul Moore, we discussed opportunities for investors to build generational wealth through commercial multifamily investing. Unfortunately, there are high barriers to entry into this investment sector. New investors to this space may lack the capital requirements, loan qualifications, and experience needed to gain a seat at the table. Through real…
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Why Cash Flow Today?
By Rachel Marshall |
Why cash flow Today? The goal of the typical financial model is to accumulate a pile of cash. It is akin to climbing a mountain, where the journey to the top is all about creating a lump sum. At the top, you’re hoping the lump sum generates enough income to live the rest of your…
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The Biggest Thing You Can Do to Increase Your Cash Flow
By Rachel Marshall |
The #1 most effective way to increase your cash flow today is to think like the bank. Banking generates voluminous cash flow. There are rules for how the bank operates that have established banking as the most powerful business model in the world. You can follow these rules to increase your cash flow, starting from…
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Ted Benna: Reflections from the “Father of the 401(k)”
By Rachel Marshall |
If you listen to the “financial experts” on tv or the radio, you will hear the typical blanket advice that you should put money into a 401(k). But the question is, does that advice apply to everybody? To get as much of an insider’s perspective as we could find, we interviewed Ted Benna, “inventor” of…
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4 Ways to Save Money on Life Insurance
By Rachel Marshall |
Now, when you’re shopping, you want to make the best decisions, and it’s not always about the price. If you wanted to save money on everything, you would buy only at the dollar store, right? In this video, we discuss four ways to save money on life insurance without being cheap. We want to not…
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How to Shop for Insurance Part 3: Life, Health, and Disability Insurance
By Rachel Marshall |
Life, health, and disability insurance protect you, your body, your wellness, and your livelihood. This range of coverage includes some of the most essential protections. Too often, people ask the wrong questions. This leads them to draw the wrong conclusions about life, health, and disability insurance. As a result, many remain drastically underinsured or forgo the protection altogether.…
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How to Shop For Insurance Part 2: Home and Auto Insurance
By Rachel Marshall |
Home and auto insurance are two pillars of insurance protection that are almost universally understood to be necessary. However, when it comes to choosing and paying for coverage, you have nearly infinite options. The range of coverage details, exemptions, coverage amounts, and limitations add complexity. This can make shopping for insurance seem like a maze…
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How to Shop for Insurance Part 1: 7 Tips to Save on Insurance
By Rachel Marshall |
When you shop around for insurance, it’s best to start with a game plan. Then you know what to look for and how to save on insurance without sacrificing value. It’s just like shopping for groceries, a marketing strategist, or an investment property. First, you need to know what you want. Next, you want to know…
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The Go-Giver: The Unexpected Secret of Success, with Bob Burg
By Rachel Marshall |
If you have been reading The Money Advantage blog for a while, you may already know that The Go-Giver book played a central role in How The Money Advantage Began. We are huge fans of Bob Burg and John David Mann’s Go-Giver Series. The Go-Giver is an engaging parable about the unexpected system of getting…
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Why You Want Insurance Part 3: It Costs More to Self-Insure
By Rachel Marshall |
To navigate your insurance decisions, you must weigh the costs and opportunity costs of each option. While some choose to self-insure as a solution to reduce insurance costs, there are additional costs hidden beneath the surface that you need to be aware of. Insurance is fairly polarizing. Chances are, you either love it or you…
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Why You Want Insurance Part 2: It Protects Your Human Life Value
By Rachel Marshall |
Insurance is about more than protecting your stuff. It’s about protecting your human life value. Often, your life insurance needs rank pretty close on the motivation list with you need to change the oil in your car. Here’s the filtering mechanism your brain goes through when you hear it: Not that pressing. Things are going fine without it. …
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Estate Planning That Works, with Rick Randall
By Rachel Marshall |
Rick Randall says that estate planning that works is not the norm, but it does not have to be that way. The goal of estate planning is to dictate how you will transfer the baton of your life’s wealth and wisdom to generations after you. With it, you ensure your legacy will live on, beyond you,…
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Why You Want Insurance Part 1: Insurance Transfers Risk
By Rachel Marshall |
Throughout civilization, people have created tools to transfer risk, protecting themselves from negative circumstances. This is the core function of insurance: to transfer risk. It’s what makes insurance not only something you want but something to love. However, many people have a misguided and negative view of insurance, being inadequately insured or uninsured altogether. As…
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The Family Office Model: Investing Like the Wealthy, with Richard C. Wilson
By Rachel Marshall |
In this episode, we asked Richard C. Wilson, the CEO of the Family Office Club, to share his experience in coordinating the wealth teams of multimillionaire and billionaire families. There’s a divergence between the investing strategies of the status quo and those of the ultra-successful. The ultra-wealthy leverage a family office model so they can…
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Saving vs. Investing: Should I Save or Invest?
By Rachel Marshall |
Have you ever wondered, should I save money or invest? How does my investing strategy fit in with my cash flow creation system? How do I get my saving and investing to work together so that I can maximize my whole personal economy? Where Investing Money Fits into the Cash Flow System First we focus…
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Diversification Is Ignorance Protection
By Rachel Marshall |
Diversification is typical financial planning advice that average investors use to protect themselves from losses. Simply put, diversification is ignorance protection. It is admitting that you don’t know what you are doing. It is common to think of investing and the stock market as one and the same. However, investing encompasses much more than just the stock market.…
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Saving vs. Investing: What Is Investing? Part 2 – How to Find Your Best Investments
By Rachel Marshall |
In a sea of investment choices, it can be overwhelming to determine which are the best investments for you. But don’t let overwhelm keep you in the dark, procrastinating, making mediocre decisions, losing money, and perpetually frustrated. The first step to confident investing is having a clear picture of exactly what you want and WHY. …
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Personal Finance Solutions for REALTORS®, with Moses Seuram
By Rachel Marshall |
Many successful REALTORS® struggle when it comes to planning for the future. They have high incomes, live an upper-middle-class lifestyle or better, build growing businesses. However, they don’t have a plan for future income that they’re confident will lead to financial freedom. This is no truer than in the REALTOR® community. More than 50% of…
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Saving vs. Investing: What Is Investing? Part 1 – Cash Flow
By Rachel Marshall |
Most investing returns fizzle far beneath our expectations. When we most want our money to generate cash flow, we end up flatlining, or even losing money. The prosperity and confidence we’d hoped for elude us, leaving us more anxious and uncertain instead. Could it be that we have our sights on the wrong target? Let’s…
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Transform Your Life and Business with the Power of Gratitude, with Kevin Clayson
By Rachel Marshall |
We interviewed Kevin Clayson, author of FLIP the Gratitude Switch. He has made it his life’s work to empower people with a powerful, tangible formula that puts gratitude to work. Gratitude is a key ingredient in the abundance mindset recipe required for building a life and business you love. It’s like the yeast in a bread…
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What Is Your Financial Picture?
By Rachel Marshall |
As important as savings is in our financial life, there is a lot of confusion surrounding the idea of savings. As a result, many people think they’re saving when they are not saving at all. When you don’t know your financial picture, you lack clarity and likely won’t have money to save. In order…
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How Do Your Savings Stack Up?
By Rachel Marshall |
So, here’s an action that you can do right away, in your personal financial life to determine how your savings stack up. Write down any places where you’re storing money. Now I say places because some of those might be accounts. It could be a savings account, a checking account, a money market account, a…
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Save Automatically & Invest Intentionally
By Rachel Marshall |
Often when we put money automatically into retirement plans, things like 401ks, 403bs, this is usually through a payroll deduction from an employer. This is commonly referred to as ‘saving for retirement.’ However, this is investing because that money is often at risk in the stock market, and can lose value. It’s time to save…
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What Is Savings? – Saving vs. Investing:
By Rachel Marshall |
What Is Savings: Why We Need a Definition In all the financial pressure you feel to plan for the future, have you ever stopped to consider, fundamentally, what is savings? Often the answer is in asking the right questions. Concerning great issues, this is one that will behoove you to ask, understand, and answer that…
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Trump’s Tax Reform: What Entrepreneurs Need to Know, with Dustin Griffiths
By Rachel Marshall |
Trump’s tax reform has made a lot of big changes to the tax code. Because of the overhaul, our proactive tax team posted a series of blogs outlining the changes and what they mean for you. When we read them, we knew right away that we wanted to share them with you. So, we brought…
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How to Save Like the Wealthy
By Rachel Marshall |
If you want to seize opportunities like the wealthy, you will need to learn how to save money like the wealthy. Building a financial system is a lot like barrel racing. Far away from the roar of audiences, the outcome of the race is determined by the hours of preparation and conditioning spent outside the…
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Explode Real Estate Returns with Privatized Banking, with Jimmy Vreeland
By Rachel Marshall |
Jimmy Vreeland is maximizing his real estate returns by using the premier financing strategy of the wealthy. As stand-alone tools, both real estate and high cash value life insurance are top-notch. Their powers of cash flow, appreciation, equity, leverage, tax advantages, and a hedge against inflation are unrivaled by any other product. But when you combine these…
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Why the Wealthy Love Cash, Part 2
By Rachel Marshall |
The concept of holding cash – savings – is such an intricate, multi-faceted one. This series will walk you through the WHY, the compelling reasons to value and build cash savings. Then, we’ll show you how to apply it and reveal the key distinctions to keep you on track. If you have a great enough WHY, then…
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Prosperity Economics Principles, with Kim D.H. Butler
By Rachel Marshall |
Kim Butler is a champion of Prosperity Economics principles who’s bringing them back into the mainstream. She’s revitalizing the traditional way of thinking, condensing age-old wealth principles into the 7 Principles of Prosperity. She helps people get their money doing more jobs and building wealth outside of Wall Street. She’s the owner of Partners 4…
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Why the Wealthy Love Cash, Part 1
By Rachel Marshall |
Have you ever had conflicting thoughts about cash savings? You’d feel better with more savings, but you’re not really sure it’s a winning financial strategy. Savings is pure magic. Within its seed is infinite and tremendous potential. This article will help you see and unleash the power of savings to accomplish your financial goals. Savings is…
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How to Pay Less in Taxes Legally, with Dustin Griffiths
By Rachel Marshall |
“Tax Empowered” vs. “Tax Scared” It’s time to stop tipping the IRS and pay less in taxes legally, from now on. No one likes paying the IRS, but are you letting the government steal from you? If you aren’t strategic, tax deadlines can feel like doomsday. You’re stuck with hating that you pay so much…
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What is Prosperity Economics? Part 2
By Rachel Marshall |
Typical Financial Planning vs. Prosperity Economics The Prosperity Economics Movement is a wholesome and positive remedy to the limitations, guesses, and fear-based typical financial planning. On the one hand, the typical financial conversation holds an underlying opinion that you should give your money to someone else more qualified than you, put it aside for the…
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Maximizing Your Business Tax Deductions in 2018, with Mark Schreiber
By Rachel Marshall |
Do you know if you’re maximizing your business tax deductions? If the thought of the new year brings you tax anxiety, you’re not alone. Many business owners fear tax season and the “day of reckoning” when they find out how much they owe to Uncle Sam. No one likes to part with hard-earned dollars or…
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What is Prosperity Economics? Part 1
By Rachel Marshall |
Prosperity Economics has begun its renaissance as an alternative to typical financial planning. An increasing number of courageous, conscious, independent thinkers have outgrown typical financial planning. They resonate with a different financial philosophy that provides more control, certainty, and permission to use their money now. For them, the financial status quo has been losing its…
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Dr. Robert Murphy: Infinite Banking – Increasing Capital and Cashflow
By Rachel Marshall |
Robert Murphy discusses an out-of-the-box strategy, Infinite Banking, that complements the entrepreneur. He is an economist in an unconventional wrapper. His sense of humor and straight-talk help him convey the most difficult concepts with elegance and simplicity we can all understand. He’s a free market thinker with the courage to be contrarian. He goes against…
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Abundance: Philosophy, Principles and Beliefs
By Rachel Marshall |
Your financial life should have come with the instructions: “For best results, abundance thinking required!” Your financial results are a direct product of your way of thinking about money. While it’s tempting to jump right into strategies and products and investments, you’ll never outperform your mindset. You are your greatest investment, therefore exponential results are…
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Just Take Action
By Rachel Marshall |
With naivety that makes me laugh now, after having my first child, I thought I’d have so much free time, why not start a business? As much courage as it takes to tell one’s story, it’s also tremendously freeing and empowering. I heard it said that the most important gift we can give is our…
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The Mindset Shift
By Rachel Marshall |
At 25 years old, Bruce Wehner had chest pains and thought he was having a heart attack. The crisis caused him to face his own mortality. He re-evaluated the nobility of hard work, pushing himself, and hustling. Bruce’s backstory highlights two strategic mindset shifts that have developed him into the person he is today. Because…
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How The Money Advantage Began
By Rachel Marshall |
The Money Advantage was born out of unexpected collaboration in the most unlikely of circumstances. Three financial service professionals in an industry known for its undercurrent of competition, from across state lines, different companies, different levels of experience, and different generations. With the common ground of a desire to bring empowering education to business owners…
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