Should I Save or Invest?

Saving vs. Investing: Should I Save or Invest?

Have you ever wondered, should I save or invest?  How does my investing strategy fit in with my cash flow creation system?  How do I get my saving and investing to work together so that I can maximize my whole personal economy?

Should I Save or Invest?

Why not both?

As you have income coming in, you want to have a portion of that that is yours to keep.  That’s your cash flow, and you want to put that into savings.  Savings is money that’s safe; it’s not going down in value, and it’s liquid, which means you can access it.

As we build that savings, we want to have at the bottom about six to 12 months worth of an emergency fund that we can tap into if we lost income or had something unexpected arise in our life.  Beyond that, we’re building an opportunity fund on top, which is money that we can use for our best investments.

Next, we are saying; I’m comfortable staying in cash until just the right opportunity surfaces.  Not just any opportunity.  Not someone’s fancy pitch or their perfect deal that is too good to pass up and everyone has to get in right now.

No, it’s saying, I have a clear idea of exactly what type of investment I’m looking for because I understand the value that I have to contribute and I understand the market and the investment that I’m investing in.

Ideally, you have income coming from your “job,” and income from your investments.

The more you invest well, the more you again have to save.  To answer the question, should I save or invest, the answer is both.  Saving and investing work together, hand in hand.  The key is being comfortable staying in cash until you find just the right deal within your wheelhouse, that meets your investor identity, and matches the criteria that you’re looking for.

Rachel Marshall

Rachel Marshall

Rachel empowers her clients to maximize and control their money so that they can accomplish their dreams and live out their highest purpose. She believes that if you understand the short and long-term impacts of the financial choices you make, you’re better suited to make choices that put you in control of your resources. She helps you discover money flowing out of your control, strategize ways to have more money flowing into your control so that the end result is that you have more money to retain and utilize during your lifetime, and more to pass on to future generations.

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Get 10X RETURNS (or more) ON LIQUID CASH

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