Mindset & Principles

Financial tools work best when they are supported by sound principles and disciplined behavior. Explore the mindset, habits, stewardship, abundance, and decision-making frameworks behind lasting financial freedom and meaningful wealth.

Fear Is the Most Expensive Financial Advisor You’ll Ever Have

By Rachel Marshall / June 15, 2026 /

The most expensive financial advisor many people will ever have doesn’t send an invoice. It doesn’t show up on a fee disclosure. It never introduces itself. But it has shaped more financial decisions, and quietly eroded more wealth, than almost any market downturn, bad product, or conflicted advisor ever could. That advisor is fear.  Fear…

When Financial Complexity Hurts More Than Helps

By Rachel Marshall / May 25, 2026 / Comments Off on When Financial Complexity Hurts More Than Helps

There’s a belief in the financial world that complexity equals sophistication. The more moving parts a strategy has, the smarter it must be. The harder it is to understand, the more impressive the advisor must be. And if you can’t quite follow what’s happening with your own money, well, that’s just the price of having…

Financial Literacy for Gen Z: Why Game-Based Learning May Be the Better Way

By Rachel Marshall / April 6, 2026 / Comments Off on Financial Literacy for Gen Z: Why Game-Based Learning May Be the Better Way

What an Old Game Revealed About Real Money Decisions One of the most interesting moments in our conversation with Lucy Taylor had nothing to do with spreadsheets, calculators, or even investing. It was a game. Bruce brought up Oregon Trail—an old-school game where every decision mattered. How many supplies would you take? How much risk…

Overcoming Financial Fear: Shift From Scarcity To Abundance With Traditional Planning

By Rachel Marshall / December 8, 2025 / Comments Off on Overcoming Financial Fear: Shift From Scarcity To Abundance With Traditional Planning

Many people make more money and somehow feel more afraid. Afraid to decide. Afraid to lose. Afraid to look foolish. Afraid to miss out. This isn’t a fringe problem. It’s everywhere.And it’s solvable. Bruce and I recorded this episode to hand you a simple tool you can use to reframe fear and build the kind…

Hidden Money Traps: How to Recognize and Overcome the Sabotage Blocking Your Wealth

By Rachel Marshall / October 20, 2025 / Comments Off on Hidden Money Traps: How to Recognize and Overcome the Sabotage Blocking Your Wealth

The Corvette and the $80,000 Lesson Have you ever made a money decision that felt right in the moment… only to realize later it pulled you further from your goals? You’re not alone—and you’re likely facing one of the hidden money traps that quietly sabotage even the most well-intentioned wealth-builders. Imagine this: You’ve worked hard,…

Jesse Durham: How to Build a Lifestyle of Stewardship

By Rachel Marshall / August 25, 2025 / Comments Off on Jesse Durham: How to Build a Lifestyle of Stewardship

A friend called and said four words that changed the trajectory of a young family’s finances: Becoming Your Own Banker. At that moment, Jesse Durham was a former cop turned Spanish teacher in North Carolina. New baby. Second on the way. About $50,000 of debt. A man raised to do what most of us were…

Questions a Good Financial Advisor Should Ask (But Most Don’t)

By Rachel Marshall / July 21, 2025 / Comments Off on Questions a Good Financial Advisor Should Ask (But Most Don’t)

I’ll never forget Bruce’s story about his car—check engine light on, a mechanic insisted it needed a $1,500 catalytic converter. Bruce knew better and fixed it by simply tightening the gas cap. That story isn’t just about auto repair; it perfectly illustrates why questions a good financial advisor should ask matter. Without probing, you might…

Spouse Financial Preparedness: Ensure Your Partner Can Flourish—Not Fumble

By Rachel Marshall / July 14, 2025 / Comments Off on Spouse Financial Preparedness: Ensure Your Partner Can Flourish—Not Fumble

I’ll never forget the moment my co‑host Bruce Wehner shared a powerful story: Nelson told his wife, Mary, “I need to teach you how to be a widow.” That striking phrase stopped us in our tracks. It wasn’t morbid—it was strategic. Nelson recognized that spouse financial preparedness is the cornerstone of true legacy planning. If…

How Tariffs Impact Your Wallet (And Why It Matters More Than You Think)

By Rachel Marshall / April 21, 2025 / Comments Off on How Tariffs Impact Your Wallet (And Why It Matters More Than You Think)

If you’ve ever tried leading a Zoom call while your screen goes black mid-sentence, you know the feeling of being out of control. That’s how many of us feel about our finances right now—like we’re one loose cable away from a crash. But here’s the truth: financial control is closer than you think. And in…

Building an Exceptional Life

By Rachel Marshall / March 31, 2025 / Comments Off on Building an Exceptional Life

What does it take to build a life of true success? Not just financial wealth, but success in all areas—business, family, health, faith, and relationships? If you’ve ever felt like you’re hitting a ceiling in one or more areas of your life, this is for you. In a recent episode of The Money Advantage Podcast,…

The Money Advantage

Ready to take control of your money?

Book a free strategy call and see how these strategies fit your family or business.

Book a Strategy Call →