Multigenerational Wealth

Explore how families can build wealth that lasts beyond one generation. These resources address family capital, legacy, stewardship, values, communication, and the systems needed to prepare heirs to preserve and expand what they receive.

Financial Strategy for Families in 2026 and Beyond: A Framework for Uncertain Markets

By Rachel Marshall / February 9, 2026 / Comments Off on Financial Strategy for Families in 2026 and Beyond: A Framework for Uncertain Markets

The “Clean Slate” That Changes Your Decisions Every January, Bruce and I have this running joke: as a society, we collectively decide that January 1 magically flips a switch—life will be calmer, more organized, more intentional. Bruce thinks it’s strange. (He’s not wrong.)I love it. I love a clean slate. A fresh start. A targeted…

Preserving Generational Wealth With Josh Kanter of Leaf Planner: The Missing Piece Isn’t Paperwork

By Rachel Marshall / February 2, 2026 / Comments Off on Preserving Generational Wealth With Josh Kanter of Leaf Planner: The Missing Piece Isn’t Paperwork

The Questions No One Can Answer After Dad Dies A man spends his life building a sophisticated estate plan—brilliant strategies, impeccable legal work, a network of trusted advisors, and layers upon layers of entities. His son is a lawyer. He even gets 18 months to prepare before his father passes. And yet, within days of…

How to Teach Kids About Money: Habits, Mindsets, and Conversations That Last a Lifetime

By Rachel Marshall / December 22, 2025 / Comments Off on How to Teach Kids About Money: Habits, Mindsets, and Conversations That Last a Lifetime

The Day a Cookie Business Changed How My Daughter Saw Money After watching a kid biz launch challenge our eight-year-old decided she wanted to start a cookie business. She figured out recipes, canvased the neighborhood, and delivered her first batch of cookie dough. By the end of the day, she had a stack of cash…

Michael Cole on Wealth, Legacy, and the True Impact of Money

By Rachel Marshall / September 8, 2025 / Comments Off on Michael Cole on Wealth, Legacy, and the True Impact of Money

A Story That Changes the Way You See Wealth When Bruce and I sat down with Michael Cole for The Money Advantage Podcast, the conversation didn’t just scratch the surface of wealth management—it went straight to the heart of what wealth really means. Here’s a man who has advised families with an average net worth…

How to Use Whole Life Insurance Tax Strategies to Fund Your Legacy

By Rachel Marshall / August 18, 2025 / Comments Off on How to Use Whole Life Insurance Tax Strategies to Fund Your Legacy

What Most Families Miss About Whole Life Insurance Tax Strategies Most people miss the hidden power of whole life insurance tax strategies—and in doing so, they overpay in taxes and underfund their legacy. In today’s podcast episode, Bruce Wehner dives deep into how the tax code is designed to reward strategic behavior—and how you can…

How One Family Mastered Legacy Planning for Families Without Sacrificing Unity or Values

By Rachel Marshall / July 28, 2025 / Comments Off on How One Family Mastered Legacy Planning for Families Without Sacrificing Unity or Values

The Power of a Love Letter When Shannon sat down to write her love letters to her children, she didn’t expect just how meaningful the process would be. What began as a simple act of putting words on paper quickly became one of the most profound steps in her family’s legacy journey. The letters reflected…

How Whole Life and Guaranteed Universal Life Insurance Support Legacy, Wealth Transfer, and Tax Efficiency

By Rachel Marshall / June 16, 2025 / Comments Off on How Whole Life and Guaranteed Universal Life Insurance Support Legacy, Wealth Transfer, and Tax Efficiency

In today’s post, Bruce and I (Rachel Marshall) want to bring you behind the scenes of a candid and educational conversation we had with Matt Ewald, Vice President of Life Insurance at Advisors Excel. If you’ve ever wondered when and why to use guaranteed universal life insurance (GUL) —especially in the context of estate planning—this…

Align Wealth With Values Through Faith-Based Legacy Planning

By Rachel Marshall / June 9, 2025 / Comments Off on Align Wealth With Values Through Faith-Based Legacy Planning

There’s a story Buffy Ruthardt shared that still gives me chills. She and her husband Darren were on a drive, just processing life and legacy—wondering aloud what it might look like for their children to live in their inheritance while they were still alive. Not just financially, but spiritually, relationally, and generationally. It was a…

Life Insurance Beneficiaries: Protecting Your Legacy and Empowering Future Generations

By Rachel Marshall / February 17, 2025 / Comments Off on Life Insurance Beneficiaries: Protecting Your Legacy and Empowering Future Generations

It’s a quiet evening. Snow begins to blanket the ground as the roads grow slick with ice. You’re driving home late at night, carefully navigating the treacherous conditions. Thoughts race through your mind. What if you couldn’t make it home? Would your family be taken care of? It’s a stark question we often avoid, but…

The Power of Storytelling with Caleb Breakey: Leaving a Legacy of Values

By Rachel Marshall / February 3, 2025 / Comments Off on The Power of Storytelling with Caleb Breakey: Leaving a Legacy of Values

When was the last time you were completely captivated by a story? For me, it was years ago, when I first listened to a book that changed my entire perspective on the power of storytelling. It wasn’t just entertainment; it was a mirror reflecting truths I hadn’t yet acknowledged, lessons I hadn’t fully learned, and…

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