Estate & Inheritance Planning

Understand how estate planning, inheritance, trusts, beneficiaries, and family communication work together. Learn how to prepare heirs, reduce avoidable mistakes, and coordinate legal structures with the financial outcomes your family wants.

Inheritance Planning 101: How to Protect Your Family’s Wealth

By Rachel Marshall / August 17, 2026 /

If you hear the phrase “inheritance planning” and immediately picture wills, trusts, attorneys, and a stack of complicated documents, you are not alone. The topic feels overwhelming before people even start, because it sounds like a legal ordeal rather than something they can actually approach with clarity. Here is the reframe. At its core, this…

5 Inheritance Planning Mistakes and How to Avoid Them

By Rachel Marshall / August 3, 2026 /

The most damaging inheritance planning mistakes are not always bad investments, poor tax planning, or even missing legal documents. More often, families lose wealth because the people receiving it were never prepared for the responsibility that came with it. When most people hear “inheritance planning,” they picture an attorney’s office: the will, the trust, the…

Roth Conversion Strategy: When It Makes Sense, What to Watch For, and How It Affects Your Heirs

By Rachel Marshall / March 23, 2026 / Comments Off on Roth Conversion Strategy: When It Makes Sense, What to Watch For, and How It Affects Your Heirs

“I’m Not Paying for Oil—I’m Protecting the Engine” There’s a moment in our house where Lucas will look at me—calm as can be—and say, “Rachel… I’m not paying for oil. I’m protecting the engine.” And every time he says it, it reminds me of how people think about taxes. Because an oil change feels annoying.…

Premium Financing Life Insurance: Could Be Right, Sometimes Smart

By Rachel Marshall / October 27, 2025 / Comments Off on Premium Financing Life Insurance: Could Be Right, Sometimes Smart

Premium financing life insurance for estate planning is one of those strategies that sounds impressive—and sometimes is. But for most families, it introduces more complexity and risk than benefit. At The Money Advantage, we don’t lead with premium financing, and we rarely recommend it. But in a recent conversation with a client facing an eight-figure…

SLAT vs ILIT for High Net Worth Estate Planning: Which One Protects Your Legacy Best?

By Rachel Marshall / August 4, 2025 / Comments Off on SLAT vs ILIT for High Net Worth Estate Planning: Which One Protects Your Legacy Best?

SLAT vs ILIT for High Net Worth Estate Planning isn’t just a legal distinction—it’s a strategic decision that could determine how well your wealth serves your family, both now and for generations to come. We were deep into a conversation with Andrew Howell, one of the foremost estate planning attorneys in the country, when he…

Leaving an Inheritance to My Great-Grandchildren

By Rachel Marshall / August 26, 2024 / Comments Off on Leaving an Inheritance to My Great-Grandchildren

Do you want to give your kids the best possible chance at life, but you’re afraid of spoiling them, or worse? Are you concerned that leaving an inheritance will only end in disaster? Learn why “leaving an inheritance to my great-grandchildren” is a good thing and how to do it. Many parents are undecided about…

Estate Planning 101: Protecting Your Loved Ones

By Rachel Marshall / March 18, 2024 / Comments Off on Estate Planning 101: Protecting Your Loved Ones

Can you confidently say your family’s financial future is protected? Staring down the barrel of a life-altering moment, I was forced to confront the fragility of existence and the critical importance of having one’s affairs in order. That harrowing experience became a catalyst for today’s soul-searching episode of the Money Advantage podcast, where we navigate…

Why Leaving an Inheritance Is More Than Just Money

By Rachel Marshall / October 30, 2023 / Comments Off on Why Leaving an Inheritance Is More Than Just Money

Have you ever paused to ponder the legacy you’re creating, the inheritance you’re accumulating, or the lasting impression you’re leaving behind? The question of whether you should leave an inheritance often brings up complex emotions and practical concerns. The thought can be heavy, even daunting – but it’s a conversation worth having. With a focus…

Avoid Pitfalls of Leaving an Inheritance, with Lee Hausner

By Rachel Marshall / July 17, 2023 / Comments Off on Avoid Pitfalls of Leaving an Inheritance, with Lee Hausner

In this episode of the Money Advantage podcast, we explore how to avoid the pitfalls of leaving an inheritance and ensure you leave a positive impact on future generations through intentional wealth management and legacy planning. Inheritance, a transfer of wealth from one generation to another, can be a double-edged sword. On one hand, it…

Successful Families, Inheritance, and Family Giving with Rabbi Daniel Lapin

By Rachel Marshall / April 18, 2022 / Comments Off on Successful Families, Inheritance, and Family Giving with Rabbi Daniel Lapin

What does ancient Jewish wisdom reveal about successful family enterprise and leaving a legacy? Today, we’re talking with Rabbi Daniel Lapin. He is the author of Thou Shalt Prosper—Ten Commandments for Making Money, and Business Secrets from the Bible. In this conversation, we’re digging into ancient Jewish wisdom for successful families, and how to navigate…

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