Privatized Banking

Are you considering whole life insurance, but want to know more about the new products the life insurance companies have released in response to the 7702 changes in 2021? How a whole life dividend rate is computed? Is cash value life insurance improving? Well, the new products are finally here! Let’s dive into the 7702 whole…

Are you considering whole life insurance, but want to know more about the new products the life insurance companies have released in response to the 7702 Whole Life Insurance updates in 2021?  The new products are here. What does the 7702 tax code mean for whole life insurance? Tune in now to get the need-to-know…

How are whole life insurance dividends and interest rates faring in this low interest rate environment? Is today’s long stretch of low interest rates a bad sign for whole life insurance in the future? Today, we’re having a candid conversation about today’s interest rate environment, the impact on bond rates and prices, and how that…

Want to get an insider’s look at an IBC policy? When it comes to how the Infinite Banking Concept works, the magic is (mostly) in the paid-up additions or PUAs. Let’s go to the IBC lab and talk about PUAs today. What are they, and how do they impact your whole life insurance policy? So…

Are you planning to have multiple IBC policies, and don’t know where to start? If you’re already a few years into using the Infinite Banking Concept, you’ve seen and experienced the power of storing cash in a whole life policy. You’re earning interest and dividends, have exceptional compounding power, and guaranteed access to use your…

Are you already a few years into your first IBC policy, and you’ve experienced the power of storing cash in a policy? Maybe now, you want to store more cash. Is it time to start another policy? Should you insure yourself, your spouse, kids, or grandkids? Why? How does it work when you build a…

Do you already have your first IBC policy, and want to take it to the next level? Maybe you’re a few years in and you’ve seen and experienced the power of storing cash in a policy. You’re earning interest and dividends, have exceptional compounding power and guaranteed access to use your money, and you’re watching…

Want to use your Infinite Banking policy, but wish you understand the nuts and bolts of how Infinite Banking loan interest works first? Today, we’re answering a question from our wonderful community of listeners: What’s the policy loan if I wanted to borrow 1K? Are there any interest rates?—Riley Nelson So if you want to…

Ever wonder if the rich and famous use life insurance?  Life insurance is a private asset. That’s why you don’t hear a lot about it in the public arena. But wouldn’t you love to hear how life insurance is being used in the lives of people whose names you’d recognize? Today, we’re talking about some…

For Infinite Banking, the ideal policy is a specially designed, high cash value, dividend-paying, whole life insurance policy with a mutual company. But some mutual companies, including Ohio National, have recently demutualized. So what is whole life insurance demutualization, and what does it mean? Today, we’re going to talk about demutualizing and how it affects…