Legacy Planning Formula
Your Legacy Is Being Built—The Only Question Is: Will It Multiply or Unravel?"
Most families think legacy planning means writing a will or setting up a trust and calling it done. But here's the reality: wealth without wisdom creates more problems than it solves.
Money alone can open doors—or destroy relationships. What determines the difference is whether it’s guided by wisdom.
The evidence is everywhere - from the Vanderbilts to modern business dynasties, families that accumulated wealth but never built the framework to transfer stewardship alongside it, watch their legacy crumble within three generations.
You've worked hard to build something meaningful. Without intentional planning around values and stewardship, that wealth can create more problems than it solves for the next generation.
Will your children inherit a blessing that empowers them? Or will they inherit money without the wisdom to handle it well?
Don't leave your family's future to chance.
Discover how to remove the fear of money ruining your kids and create a multigenerational legacy that passes on wisdom with wealth through our proven Seven Generations Wealth and Legacy Formula® coaching program.
On this 1:1 call, we’ll help you get crystal clear on the next steps in your legacy journey—so your values don’t get lost, your assets are protected, and your family has everything they need to thrive.
What the Legacy Planning Formula Covers: Quick Overview
Legacy Planning creates a multigenerational legacy of more than money — passing on values, purpose, and traditions alongside wealth.
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It's not just estate planning — it's about preparing your heirs to steward their inheritance wisely, not just receive it.
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Built on a faith-based framework that aligns your wealth with your values and God's purposes.
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Designed to remove the fear of money ruining your kids by teaching financial stewardship and responsibility.
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Uses our proprietary Seven Generations Wealth and Legacy Formula® to create sustainable, purposeful transfer of wealth and wisdom.
At The Money Advantage, we don’t just talk legacy—we help you design it, live it, and pass it on through personalized coaching and proven, practical tools.
Discover the complete faith-based framework →
What Is the Seven Generations Legacy Formula?
The Seven Generations Wealth and Legacy Formula® addresses what traditional planning misses entirely: preparing your family to receive and steward the wealth you're building.
Most families focus on the legal mechanics: wills, trusts, and tax strategies. But the truth is that estate plans pass on money and problems if there is no meaning.
Without intentional communication about values and stewardship, wealth can create more division than unity, more entitlement than responsibility.
The Seven Generations Legacy® approach asks a different question: How will this decision impact my family seven generations from now—not just next year’s tax bill?
This isn't about perfect legal documents (though those matter). It’s about creating a system where your wealth becomes a blessing, not a burden. Where your children inherit not just resources—but the responsibility and resilience to multiply what you’ve built.
Estate Planning focuses primarily on the legal and financial mechanics of transferring assets after death.
Legacy Planning takes a holistic approach that includes all the technical elements but integrates them with family preparation and values alignment.
Yes, you need the right documents in place.
But you also need a system that prepares your children—not just to receive wealth, but to steward it with wisdom.
Here's the difference:
| Focuses on the money | Focuses on the meaning, mechanism, AND money |
| Transfers assets | Transfers vision, values, and assets with clarity |
| Prepares documents | Prepares people and documents |
| Legal structures only | Family culture + legal structures |
| Plans for asset transfer | Plans for multi-generational impact |
Traditional estate planning asks: "How do we legally and efficiently transfer these assets?"
Legacy planning asks: "How do we build a family system that ensures this inheritance strengthens rather than weakens our children for generations to come?"
This is the difference between handing off a bag of money… and handing down a mission.
Why Successful Families Choose Our Approach to Legacy Planning
You're a successful business owner or high-paid professional who's built something meaningful. You've worked hard, been blessed financially, and want to ensure your family benefits from that success for generations.
But deep down, you're wrestling with concerns that keep you up at night:
- "What if this inheritance makes my kids lazy or entitled?"
- "How do I teach them to be good stewards of what I've built?"
- "Will my wealth strengthen my family or divide it?"
- "What happens if I die tomorrow — are they prepared?"
Sound familiar? You're not alone. Here are the most common challenges we see:
No clear system to teach financial stewardship to the next generation
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Estate plans that transfer money without meaning — documents that protect assets but don't prepare hearts
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Fear of creating entitled children who see inheritance as something they're owed rather than something they steward
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Lack of family communication about wealth, values, and expectations
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Overwhelming legal complexity without a clear purpose or family understanding
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Scattered advice from different professionals who don't coordinate with each other
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Planning focused on death rather than building a thriving family system for life
The Seven Generations approach offers a better way — one that addresses both the technical and relational aspects of legacy building.
You’re Not Just Leaving Money. You’re Leaving a Blueprint.
Make sure it’s one that strengthens your family for generations.
Not Sure Where You Currently Stand with Your Legacy Planning?
Take Our Free Legacy Assessment Quiz
Discover exactly where your family legacy planning stands today with our comprehensive self-assessment.
This quick self-assessment covers everything from legal structures to family communication, giving you a clear picture of your legacy readiness.
Get instant results • No email required
Excited to Build Your Seven Generations Legacy®?
Don't let another day pass wondering whether your wealth will strengthen or weaken your family's future.
The families that create lasting legacies don't wait for "someday" — they start building their systems today.
Take Our Free Legacy Assessment
Discover exactly where you stand and get personalized next steps.
Get the Seven Generations Legacy Book
The complete framework for just $4.99, including audiobook and bonuses.
Schedule Your Legacy Strategy Call
Work with our team to map out your 90-day legacy plan and see if our coaching program is right for your family.
What Our Clients Say
"They helped us restructure our business entities into a more advantageous tax structure where we saved taxes right off the bat...If you are looking for a partner to look at your business and personal finances holistically, I highly recommend The Money Advantage" - Susan Dison
"The Money Advantage has access to all the experts, including accountants and investment advisors...they have so much knowledge in so many fields. I worked with their team for about three years and saved a lot in taxes during that time." - Dan Arsenault
"The Money Advantage gives us access to resources that mega-wealthy families have in a family office, a whole team of people that are working together for the individual, which is something you will not find in any traditional financial service." - Sherry Berman
"We didn’t want to just give an inheritance… we wanted to raise stewards. And now we are.” - Darren and Buffy Ruthardt
"Our kids felt valued. They felt included. And they were excited to carry this forward to the next generation.” - Shannon Love
*Individual Results, Results Not Typical. See Our Testimonials & Earnings Disclaimer For More Information.
Ready to Build a Family Financial System That Lasts?
You don’t have to settle for outdated strategies, financial stress, or leaving your family’s future to chance.
With Family Banking, you can create a private system that gives you confidence instead of confusion, control instead of dependence, and a legacy built on values, not volatility.
Wherever you're starting, we’re here to help you take the next step.
Frequently Asked Questions
Most advisors offer fragmented strategies or focus only on selling products. We help you build a complete financial system — rooted in your values — using a family office model that coordinates all aspects of your wealth. We focus on education and preparation, not just accumulation.
While our approach is built on biblical stewardship principles, families of any faith background can benefit from the relationship-building, values-based planning, and generational thinking we teach. The focus is on preparing both wealth and heirs.
This is exactly why the preparation aspect is so important. Part of our process involves gradually introducing stewardship concepts and creating systems that help your children develop the character and competence needed to handle family wealth responsibly.
A trust is just one legal tool. The legacy planning formula is a complete system that includes trusts but also covers family communication, values transfer, heir preparation, and wealth-building strategies. The trust becomes part of a larger framework.