Debt Reduction

Compare debt-reduction strategies for mortgages, credit cards, and other liabilities. Learn how cash flow, interest, liquidity, opportunity cost, and behavior affect the best way to reduce debt without weakening the rest of your financial system.

Answers to Your Money Questions, Part 3

By Rachel Marshall / December 20, 2021 / Comments Off on Answers to Your Money Questions, Part 3

We’re so thankful for the opportunity to answer your money questions and clear up your confusion. If you’re stuck, we want to help you make sense of the situation so you can move forward.  Today, we’re continuing the conversation to answer questions from you—our audience. We want to help you on your quest to control…

Answers to Your Money Questions, Part 2

By Rachel Marshall / October 18, 2021 / Comments Off on Answers to Your Money Questions, Part 2

We all have money questions.  If you don’t, you just haven’t asked them yet. Today, we continue to answer questions from you—our audience, tribe, fans, those in a quest to control their money and financial future! You can view part one of this conversation here. There are some great ones here that might be on…

How to Get Business Credit, with Ty Crandall

By Rachel Marshall / June 7, 2021 / Comments Off on How to Get Business Credit, with Ty Crandall

Need capital in your business, fast? Today, we’re talking about another way to get a capital infusion through business credit.   The problem is that most business owners who want financing don’t get as much as they could, because they haven’t worked on the qualification process. That’s where CreditSuite can help. Ty Crandall has become a…

Buy The Avocado Toast, with Stephanie Bousley

By Rachel Marshall / June 29, 2020 / Comments Off on Buy The Avocado Toast, with Stephanie Bousley

Are you looking for unconventional ways to get out of student loan debt? Today, I’m talking with Stephanie Bousley, millennial debtor-turned-success story and author of Buy the Avocado Toast, about how she’s creatively tackling $289K of student loans. (Hint: it wasn’t with mainstream advice.) So if you want to pay off student loan debt, build…

Is Velocity Banking the Fastest Way to Pay Off Your House?

By Rachel Marshall / June 15, 2020 / Comments Off on Is Velocity Banking the Fastest Way to Pay Off Your House?

Want to pay off your house fast?  Considering Velocity Banking? You’re not alone.  So many people are motivated, whether by culture, values, or something else, to pay off their house as quickly as possible.  This desire is completely normal.  But it can leave you vulnerable to some pretty big unintended consequences. When we’re emotionally driven…

15 vs. 30 Year Mortgage: Myths About Paying Off Your Mortgage

By Rachel Marshall / July 8, 2019 /

When it comes to paying off your mortgage, the 15 vs. 30-year mortgage question can stop you in your tracks.  Chances are, you’re probably trying to figure out how to get a better interest rate or get out of debt sooner. But to make the decision that puts you in the most financial control, you…

How to Pay off Debt: Things to Avoid

By Rachel Marshall / October 2, 2018 / Comments Off on How to Pay off Debt: Things to Avoid

Let’s say you’re in a position where you want to pay off debt. You have decided that the best and highest use of your money is to get rid of a particular loan or multiple loans so that you have more cash flow that’s not required to be paid to these fixed loan payments. The…

Cash Flow Index: The Smartest Way to Pay off Debt

By Rachel Marshall / October 1, 2018 /

Most people struggle to get out of debt like they’re drowning in the ocean. Like drowning, they waste energy, time, and money floundering and flailing instead of taking calculated, focused, strategically timed strokes that would free them most efficiently, understanding the Cash Flow Index will remove this struggle. Before we dive into the Cash Flow…

Why Debt Free Doesn’t Make You Financially Free

By Rachel Marshall / July 23, 2018 / Comments Off on Why Debt Free Doesn’t Make You Financially Free

Becoming debt free is often listed as a notch on the belt of financial progress. It’s widely discussed, admired, longed for, celebrated, and even praised by so-called financial experts like Dave Ramsey.  But, paying off debt may be and personalities risky or even altogether unnecessary.  In fact, you’re probably not in debt in the first place!  We…

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