Infinite Banking Fundamentals

Start with the core principles of Infinite Banking: how the strategy works, what it is designed to accomplish, and how it differs from conventional banking. Learn the roles of capitalization, control, cash flow, and disciplined policy management.

Top Questions About Infinite Banking, Part 1

By Rachel Marshall / April 19, 2021 / Comments Off on Top Questions About Infinite Banking, Part 1

Are you considering Infinite Banking, but you aren’t sure yet if it’s a good fit for you, and you’d rather figure it out before investing time into a personal conversation with an advisor? Look, your concerns are absolutely valid!  But let’s let those questions propel you to action, not indecision. Today, we’re answering the top…

Is Infinite Banking a SCAM? Dave Ramsey Says So.

By Rachel Marshall / March 29, 2021 / Comments Off on Is Infinite Banking a SCAM? Dave Ramsey Says So.

Have you heard Dave Ramsey’s opinion of Infinite Banking and Whole Life Insurance? He says it’s a scam, a joke, hogwash, horrendous, a pile of manure, old school life insurance done poorly, a jumbled word picture, you can’t cut through the BS, screwing people, and just doesn’t feel right. Today, we’ll separate opinion from fact,…

Is Infinite Banking Dead? 7702 Plan and Law Changes

By Rachel Marshall / March 15, 2021 / Comments Off on Is Infinite Banking Dead? 7702 Plan and Law Changes

Right now, you have a fantastic opportunity to use whole life insurance as a place to store cash, build capital reserves, get better than bank rates on savings, AND the ability to earn never-ending compound interest, even WHILE you’re using the same money for something else. And you don’t have to qualify to access your…

The Case for IBC, with Dr. Robert P. Murphy

By Rachel Marshall / January 25, 2021 / Comments Off on The Case for IBC, with Dr. Robert P. Murphy

Considering Infinite Banking, or IBC, but still a little skeptical? In this episode, we’re talking with Dr. Robert P. Murphy, a free-market economist, who has testified before Congress on energy markets and monetary policy and has given many interviews on TV and radio. He is the author of hundreds of articles and several books on…

Too Old For Infinite Banking with Whole Life Insurance?

By Rachel Marshall / December 7, 2020 / Comments Off on Too Old For Infinite Banking with Whole Life Insurance?

Do you want to use whole life insurance to store cash, build an emergency/opportunity fund, and create a legacy, but you wish you’d learned about this concept when you were younger? Do you feel like you’re too old for the Infinite Banking Concept (IBC)? Fortunately, it might not be too late for you to get…

When Should You Use a 1035 Exchange with Life Insurance?

By Rachel Marshall / November 9, 2020 / Comments Off on When Should You Use a 1035 Exchange with Life Insurance?

Do you have a life insurance policy you’re concerned may not last, lacks guarantees, or may lapse, and you’re wondering how you could trade it in for a better model? The good news is that you have options, and you’re not stuck forever! Enter: the 1035 exchange. But, a strong word of caution: you need…

How Safe are Life Insurance Companies?

By Rachel Marshall / October 19, 2020 / Comments Off on How Safe are Life Insurance Companies?

We frequently discuss high cash value life insurance here at the Money Advantage, yet with the financial uncertainties of COVID-19, how safe are life insurance companies? How strong is the life insurance industry really? What impacts do today’s low-interest rates, economic turmoil, and the pandemic have on my long-term growth rates and the policy guarantees?…

Advantages of Whole Life Insurance You’re Not Supposed to Know

By Rachel Marshall / March 16, 2020 / Comments Off on Advantages of Whole Life Insurance You’re Not Supposed to Know

Most people miss the advantages of whole life insurance because they view it as strictly an insurance product that doesn’t do anything else. But it’s that perspective, not the product, that has the limitations. Do you need to get the highest-quality life insurance you can count on, but you feel like life insurance agents are…

Waiver of Premium: How to Get a Bulletproof Life Insurance Policy

By Rachel Marshall / February 17, 2020 / Comments Off on Waiver of Premium: How to Get a Bulletproof Life Insurance Policy

Waiver of premium is like having insurance on your insurance. So, if you are a wealth creator who wants to make sure your life insurance will be the cornerstone of your wealth and take care of your family no matter what, here are 3 quick questions to ask to make sure you get a bulletproof…

Be Your Own Bank: 3 Secrets Every Saver Needs

By Rachel Marshall / February 3, 2020 / Comments Off on Be Your Own Bank: 3 Secrets Every Saver Needs

If you want to get your money to do the most, learn these essential keys to be your own bank. (NOTE: “Be your own bank and the Infinite Banking Concept” does not mean that you are literally a bank or creating a bank; rather, we mean emulating the idea of banking.) Instead of being a…

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