Infinite Banking & Whole Life

Explore how Infinite Banking uses properly designed whole life insurance to build accessible cash value, support financing decisions, and create durable family capital. This hub covers the fundamentals, policy design, policy loans, insurers, dividends, and product tradeoffs. Start with the Infinite Banking Concept.

What Is Bank-Owned Life Insurance (BOLI)? Understanding Institutional Wealth Strategies

By Rachel Marshall / January 16, 2023 / Comments Off on What Is Bank-Owned Life Insurance (BOLI)? Understanding Institutional Wealth Strategies

Why do top banks own billions of dollars of cash-value life insurance, if Dave Ramsey and Suze Orman say it’s such a bad idea? Today, we’re looking into bank financials at a little-known, highly desirable asset banks use as a Tier 1 Capital Asset to increase their financial strength. We’re talking about bank-owned life insurance,…

The 5 Rules of IBC, with David Stearns

By Rachel Marshall / January 9, 2023 / Comments Off on The 5 Rules of IBC, with David Stearns

So you’ve decided to buy a specially designed whole life insurance policy. You’re working with the right advisor, you have an excellently designed policy. But one day you think: How do I become the best banker I can and use my policy to its fullest potential? To get the most out of your IBC policies,…

Whole Life Insurance Case Study (19 Years), with Tom Suvansri

By Rachel Marshall / December 26, 2022 / Comments Off on Whole Life Insurance Case Study (19 Years), with Tom Suvansri

How does whole life insurance work out over the years? Today, we’re looking at a real-world case study of someone with basic whole life insurance policies that have become very productive and efficient assets when held and used long-term.  We’ll discuss how policies for self, spouse, young kids, and future grandchildren work together. In particular,…

How Do I Know If I’m Ready for Infinite Banking?

By Rachel Marshall / December 19, 2022 / Comments Off on How Do I Know If I’m Ready for Infinite Banking?

Are you learning all you can about Infinite Banking … and wondering if you’re ready for Infinite Banking? Today, we’ll talk about what’s probably going on for you as you make this decision. We’ll discuss: So if you want to know if you’re ready for Infinite Banking… tune in now! Is Buying Life Insurance a…

What is Infinite Banking? Part 10: What Makes Infinite Banking Infinite?

By Rachel Marshall / December 5, 2022 / Comments Off on What is Infinite Banking? Part 10: What Makes Infinite Banking Infinite?

Have you heard about Infinite Banking, and you want to learn more? Or maybe you’re already using Infinite Banking, but would like to explain it better to your family and friends. In past installments of the series, we’ve discussed how IBC works, and what it is. Today, we’re unpacking what makes infinite banking “infinite”. So…

What is the Infinite Banking Concept? Part 9: What Infinite Banking is NOT

By Rachel Marshall / November 21, 2022 / Comments Off on What is the Infinite Banking Concept? Part 9: What Infinite Banking is NOT

Have you heard about Nelson Nash, Infinite Banking, and Becoming Your Own Banker … and want to learn more?  Or maybe you’re already using Infinite Banking but would like to be able to explain it better to your spouse, parents, children, business partner, or friends. Today, we’re unpacking the fundamentals of the Infinite Banking Concept…

What is the Infinite Banking Concept? Part 8: What Can I DO With Infinite Banking?

By Rachel Marshall / November 7, 2022 / Comments Off on What is the Infinite Banking Concept? Part 8: What Can I DO With Infinite Banking?

Have you heard about Nelson Nash Infinite Banking, and Becoming Your Own Banker and you want to learn more? Or maybe you’re already using the Infinite Banking concept, but would like to explain it better to your spouse, your parents, your children, your business partner, or friends. Today, we’re unpacking the fundamentals of the Infinite…

Infinite Banking, Part 7: What is a Life Insurance Policy Loan?

By Rachel Marshall / October 24, 2022 / Comments Off on Infinite Banking, Part 7: What is a Life Insurance Policy Loan?

Are you wondering what is a life insurance policy loan, and how can it help you? Or maybe you’re already using Infinite Banking, but would like to explain it better to your spouse, your parents, your children, business partner, or friends. Today, we’re unpacking the truth about the Infinite Banking Concept and the power of…

Infinite Banking in Canada

By Rachel Marshall / October 17, 2022 / Comments Off on Infinite Banking in Canada

This week, we had the pleasure of joining our Canadian friends on the Wealth Without Bay Street podcast. In this episode we talk about our business, and how we can apply the principles of infinite banking in Canada. If you’ve ever wondered how The Money Advantage got its start, how our perspective has shifted on…

Infinite Banking Options to Access Your Cash Value

By Rachel Marshall / September 12, 2022 / Comments Off on Infinite Banking Options to Access Your Cash Value

If you’re using Infinite Banking with a life insurance policy, you have multiple options to access your cash value. But which one is the best? Should you always use policy loans? What if you can get a lower interest rate by borrowing against your cash value with a third-party loan? Let’s discuss all of your…

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