Infinite Banking & Whole Life

Explore how Infinite Banking uses properly designed whole life insurance to build accessible cash value, support financing decisions, and create durable family capital. This hub covers the fundamentals, policy design, policy loans, insurers, dividends, and product tradeoffs.

Becoming Your Own Banker, Part 8: How to Save Taxes with Infinite Banking

By Rachel Marshall / July 10, 2023 / Comments Off on Becoming Your Own Banker, Part 8: How to Save Taxes with Infinite Banking

In part 8 of the “Becoming Your Own Banker” series, we dive deep into how to save taxes by implementing the Infinite Banking Concept in your financial life. During our discussion, we dig into the concepts of legal plunder, taxation, and the triple tax advantage of whole life insurance. We also share an enlightening live…

How to Buy the Best Infinite Banking Policy

By Rachel Marshall / July 3, 2023 / Comments Off on How to Buy the Best Infinite Banking Policy

Are you shopping for the best Infinite Banking policy, but want to first make sure you have the correct policy design with a good life insurance company and a team you can trust? Here’s the first thing you need to know: there’s no such thing as an “Infinite Banking Policy.” We only use that phrase…

Becoming Your Own Banker, Part 7: How to Beat Parkinson’s Law and the Greatest Thief

By Rachel Marshall / June 26, 2023 / Comments Off on Becoming Your Own Banker, Part 7: How to Beat Parkinson’s Law and the Greatest Thief

Even if you make lots of money, there’s a central flaw in human nature that prevents most people from handling, managing, and keeping it. If you conquer that, there are forces against you. In part 7 of the “Becoming Your Own Banker” series, we’ll deep dive into the inner conflict of Parkinson’s Law, and the…

Becoming Your Own Banker, Part 6: The Power of Whole Life Insurance Dividends

By Rachel Marshall / June 12, 2023 / Comments Off on Becoming Your Own Banker, Part 6: The Power of Whole Life Insurance Dividends

In this episode, we dive deep into Nelson Nash’s book Becoming Your Own Banker, and the power of whole life insurance dividends. Many people are unaware of how they contribute to the growth of cash value and overall efficiency. We also explore the importance of thinking long-term when it comes to Infinite Banking and building…

Can Infinite Banking Overcome Inflation?

By Rachel Marshall / June 5, 2023 / Comments Off on Can Infinite Banking Overcome Inflation?

If inflation is on your mind, you’re not alone. With three years of high inflation figures and your pocketbook saying it’s even higher every time you buy groceries, how will your money keep up? Can Infinite Banking overcome inflation and provide a long-term solution? Today, we discuss a listener question about how Infinite Banking can…

Becoming Your Own Banker, Part 5: The Cost of Capital

By Rachel Marshall / May 29, 2023 / Comments Off on Becoming Your Own Banker, Part 5: The Cost of Capital

In this fifth installment of the “Becoming Your Own Banker” series, uncover the hidden cost of capital that can make or break your financial future. Find out the benefits of having control over your debt. Get insider information on the cost of capital and become your own banker. The Cost of Capital: You’re Always Paying…

Becoming Your Own Banker, Part 4: Laws of IBC

By Rachel Marshall / May 15, 2023 / Comments Off on Becoming Your Own Banker, Part 4: Laws of IBC

If you’re going to “Become Your Own Banker” and use the Infinite Banking Concept, you need to understand the laws of IBC. In other words, you need to know how to capitalize a bank and how to manage a sustainable bank. Nelson Nash uncovers the fundamental laws of IBC that must be upheld for any…

2023 Nelson Nash Think Tank Recap: Infinite Banking

By Rachel Marshall / May 8, 2023 /

Every year, IBC practitioners and advisors convene at the Nelson Nash Think Tank.  Here, some of the best advisors in the Infinite Banking space remember the core truths of Infinite Banking, improve their understanding and ability to serve you, and “sharpen iron.”   Bruce attended the 2023 event earlier this year, and today, we’ll share the…

Becoming Your Own Banker, Part 3: Your Need for Financing

By Rachel Marshall / May 1, 2023 / Comments Off on Becoming Your Own Banker, Part 3: Your Need for Financing

Your need for financing is greater than your need for saving. Most people try to make more money or get a better return on their investments to get further ahead. But these strategies fail because they focus on the wrong problem. In Becoming Your Own Banker, Nelson Nash identifies the most prevalent problem with most…

Becoming Your Own Banker, Part 2: Don’t Steal the Peas

By Rachel Marshall / April 17, 2023 / Comments Off on Becoming Your Own Banker, Part 2: Don’t Steal the Peas

Infinite Banking is an exercise in imagination. And in an act of imagination, Nelson Nash introduced a powerful example of how to capitalize on a whole life insurance policy and be an honest banker. He often referred to this concept as “don’t steal the peas,” which he explains in his book, Becoming Your Own Banker. …

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