Posts by Rachel Marshall

Despite the fact that many know they need life insurance, nearly half of consumers do not have insurance, according to a 2021 LIMRA study. The most common reasons are that they think it is too expensive, they have other financial priorities, or they aren’t aware of what they need and what type to purchase. To…

Mass Mutual, a top life insurance company and heavily relied upon insurance carrier in the Infinite Banking space, recently came out with a memo to their agents against the Infinite Banking Concept. They shared that the company doesn’t support concepts that promote or present whole life insurance as a personal banking policy that prioritizes maximizing…

Why do top banks own billions of dollars of cash-value life insurance, if Dave Ramsey and Suze Orman say it’s such a bad idea? Today, we’re looking into bank financials at a little-known, highly desirable asset banks use as a Tier 1 Capital Asset to increase their financial strength. We’re talking about bank-owned life insurance,…

So you’ve decided to buy a specially designed whole life insurance policy. You’re working with the right advisor, you have an excellently designed policy. But one day you think: How do I become the best banker I can and use my policy to its fullest potential? To get the most out of your IBC policies,…

How does whole life insurance work out over the years? Today, we’re looking at a real-world case study of someone with basic whole life insurance policies that have become very productive and efficient assets when held and used long-term.  We’ll discuss how policies for self, spouse, young kids, and future grandchildren work together. In particular,…

Are you learning all you can about Infinite Banking … and wondering if you’re ready for Infinite Banking? Today, we’ll talk about what’s probably going on for you as you make this decision. We’ll discuss: So if you want to know if you’re ready for Infinite Banking… tune in now! Is Buying Life Insurance a…