Protection
Premium Financing Life Insurance: Could Be Right, Sometimes Smart
Premium financing life insurance for estate planning is one of those strategies that sounds impressive—and sometimes is. But for most families, it introduces more complexity and risk than benefit. At The Money Advantage, we don’t lead with premium financing, and we rarely recommend it. But in a recent conversation with a client facing an eight-figure…
Read MoreHow Whole Life and Guaranteed Universal Life Insurance Support Legacy, Wealth Transfer, and Tax Efficiency
In today’s post, Bruce and I (Rachel Marshall) want to bring you behind the scenes of a candid and educational conversation we had with Matt Ewald, Vice President of Life Insurance at Advisors Excel. If you’ve ever wondered when and why to use guaranteed universal life insurance (GUL) —especially in the context of estate planning—this…
Read MoreEstate Planning 101: Protecting Your Loved Ones
Can you confidently say your family’s financial future is protected? Staring down the barrel of a life-altering moment, I was forced to confront the fragility of existence and the critical importance of having one’s affairs in order. That harrowing experience became a catalyst for today’s soul-searching episode of the Money Advantage podcast, where we navigate…
Read MoreHow to Protect Your Lifestyle with Insurance – Meaghan Dowd
Insurance may often seem like an enigma, a complex puzzle that’s challenging to decipher. You’re not alone in feeling this way. However, understanding insurance isn’t just a necessity; it’s the foundation for securing your financial future. Learn how to protect your lifestyle with insurance. In our most recent podcast episode, we were delighted to have…
Read MoreHow to Protect Your Money Against Inflation
Are you feeling the rise in prices and wondering what the long-term effects will be on your financial goals? When inflation eats away at the value of your dollars, how do you protect from inflation? What are your options for a level-headed approach to getting your money to do the most today and in the…
Read MoreKeys to Asset Protection, with Douglass Lodmell
Should you be concerned about asset protection? What types of risk should you know about? What you don’t know about protecting your assets CAN hurt you. In this episode, we’re talking with Douglass Lodmell, one of the nation’s leading asset protection experts and founder of Lodmell & Lodmell about asset protection and how it works.…
Read MoreInvestments Don’t Hug, with Mark Bertrang
Have you wanted a way to share your greatest possible gift of love with your spouse, children, and loved ones, but weren’t exactly sure how? The best gift requires out-of-the-box thinking because it’s not something you can buy at Hallmark. Investments Don’t Hug, by Mark Bertrang, shows you how. It’s the most poignant, emotional, and…
Read MoreThe Death Benefit: Most Underrated Power of Life Insurance – Ryley Smith
The death benefit sounds like the least attractive and most basic part of life insurance. Wouldn’t the only people talking about it be either a doomsayer or Captain Obvious? Far to the contrary! Life insurance death benefit offers a tremendous advantage that enhances your life and makes it so much richer. So we’re taking…
Read MoreBuy-Sell Agreements: Using Life Insurance to Fund Your Exit Strategy
Whether planned or unexpected, ownership changes happen, and buy-sell agreements using life insurance ensure the transition is smooth, fair, and financially secure. Buy-sell life insurance is a legally binding contract that sets the terms for how an owner’s share of the business will be transferred and funded if they leave, retire, become disabled, or pass…
Read MoreWhy the Executive Bonus Plan Is the Ideal Golden Handcuffs
The Executive Bonus Plan can be the ideal “golden handcuffs” for the top talent you can’t afford to lose. In truth, associating long-term dedicated employment with slavery seems a bit archaic and melodramatic. We all know you can’t keep good people by holding them hostage. Instead, you’ve got to set the table that attracts them…
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