Protection

Protection is about keeping one event from disrupting everything you are building. Learn how families and business owners can think about income protection, asset protection, death benefits, business continuity, and coordinated risk management.

How to Protect Your Lifestyle with Insurance – Meaghan Dowd

By Rachel Marshall / March 4, 2024 / Comments Off on How to Protect Your Lifestyle with Insurance – Meaghan Dowd

Insurance may often seem like an enigma, a complex puzzle that’s challenging to decipher. You’re not alone in feeling this way. However, understanding insurance isn’t just a necessity; it’s the foundation for securing your financial future. Learn how to protect your lifestyle with insurance. In our most recent podcast episode, we were delighted to have…

Is Life Insurance Protected from Creditors? Creditor Protection of Life Insurance

By Rachel Marshall / January 4, 2021 / Comments Off on Is Life Insurance Protected from Creditors? Creditor Protection of Life Insurance

Want to shelter your assets from the prying eyes of the IRS, claims of creditors, or the public? Can creditors take life insurance proceeds after death? In many cases, the answer depends on how your policy is structured. Cash surrender value and life insurance proceeds are exempt from creditors in most states. In this episode,…

Keys to Asset Protection, with Douglass Lodmell

By Rachel Marshall / December 28, 2020 / Comments Off on Keys to Asset Protection, with Douglass Lodmell

Should you be concerned about asset protection? What types of risk should you know about? What you don’t know about protecting your assets CAN hurt you. In this episode, we’re talking with Douglass Lodmell, one of the nation’s leading asset protection experts and founder of Lodmell & Lodmell about asset protection and how it works.…

Investments Don’t Hug, with Mark Bertrang

By Rachel Marshall / May 25, 2020 / Comments Off on Investments Don’t Hug, with Mark Bertrang

Have you wanted a way to share your greatest possible gift of love with your spouse, children, and loved ones, but weren’t exactly sure how? The best gift requires out-of-the-box thinking because it’s not something you can buy at Hallmark. Investments Don’t Hug, by Mark Bertrang, shows you how. It’s the most poignant, emotional, and…

The Death Benefit: Most Underrated Power of Life Insurance – Ryley Smith

By Rachel Marshall / April 27, 2020 / Comments Off on The Death Benefit: Most Underrated Power of Life Insurance – Ryley Smith

The death benefit sounds like the least attractive and most basic part of life insurance.  Wouldn’t the only people talking about it be either a doomsayer or Captain Obvious? Far to the contrary! Life insurance death benefit offers a tremendous advantage that enhances your life and makes it so much richer.   So we’re taking…

Buy-Sell Agreements: Using Life Insurance to Fund Your Exit Strategy

By Rachel Marshall / August 26, 2019 / Comments Off on Buy-Sell Agreements: Using Life Insurance to Fund Your Exit Strategy

Whether planned or unexpected, ownership changes happen, and buy-sell agreements using life insurance ensure the transition is smooth, fair, and financially secure. Buy-sell life insurance is a legally binding contract that sets the terms for how an owner’s share of the business will be transferred and funded if they leave, retire, become disabled, or pass…

Why the Executive Bonus Plan Is the Ideal Golden Handcuffs

By Rachel Marshall / July 29, 2019 / Comments Off on Why the Executive Bonus Plan Is the Ideal Golden Handcuffs

In today’s competitive hiring landscape, attracting and retaining quality talent requires more than a standard salary and benefits package. The Executive Bonus Plan can be the ideal “golden handcuffs” for the top talent you can’t afford to lose.  In truth, associating long-term dedicated employment with slavery seems a bit archaic and melodramatic.  We all know…

Key Man Insurance: Protecting Your Business, Profits, and Livelihood

By Rachel Marshall / June 24, 2019 / Comments Off on Key Man Insurance: Protecting Your Business, Profits, and Livelihood

If you’re wondering what key man insurance is and why it matters, it’s a powerful way to reduce your company’s exposure to key man risk, in short, the potential loss of revenue and stability if a critical employee can’t work. Key man insurance acts as a safety net when your business loses someone who’s essential…

How to Shop for Insurance Pt 3: Life, Health, and Disability Insurance

By Rachel Marshall / June 11, 2018 /

Life, health, and disability insurance protect you, your body, your wellness, and your livelihood.  This range of coverage includes some of the most essential protections. Too often, people ask the wrong questions.  This leads them to draw the wrong conclusions about life, health, and disability insurance.   As a result, many remain drastically underinsured or forgo the protection altogether.…

How to Shop For Insurance Part 2: Home and Auto Insurance

By Rachel Marshall / June 4, 2018 / Comments Off on How to Shop For Insurance Part 2: Home and Auto Insurance

Home and auto insurance are two pillars of insurance protection that are almost universally understood to be necessary. However, when it comes to choosing and paying for coverage, you have nearly infinite options.  The range of coverage details, exemptions, coverage amounts, and limitations add complexity.  This can make shopping for insurance seem like a maze…

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