Posts Tagged ‘Cash Flow Banking’
The True Cost of Whole Life Insurance: Value Beyond the Premium
If you’re ready to get the best life insurance for the best price, then I’ve got a secret here about the cost of whole life insurance you need to learn about FAST. Everyone asks, “How much does whole life insurance cost?” But that’s the wrong question. A quick secret for success in getting the best…
Read MoreWaiver of Premium: How to Get a Bulletproof Life Insurance Policy
Waiver of premium is like having insurance on your insurance. So, if you are a wealth creator who wants to make sure your life insurance will be the cornerstone of your wealth and take care of your family no matter what, here are 3 quick questions to ask to make sure you get a bulletproof…
Read MoreBe Your Own Bank: 3 Secrets Every Saver Needs
If you want to get your money to do the most, learn these essential keys to be your own bank. (NOTE: “Be your own bank and the Infinite Banking Concept” does not mean that you are literally a bank or creating a bank; rather, we mean emulating the idea of banking.) Instead of being a…
Read MoreHow to Take a Whole Life Policy Loan and Pay It Back
Infinite Banking has the edge over other funding methods because of the strategic use of whole life policy loans. If you’re new to the concept, let’s rewind to make sure we’re on the same page. Infinite Banking is a strategy of building up cash value inside of a specially designed whole life insurance policy. The…
Read MorePaid Up Additions (PUA): Get the Best Policy Design With This Big Shift
What is the perfect funding ratio between base premium and the paid-up additions rider (PUAs)? You may be surprised to discover that this question comes up often in our one-on-one conversations with people who want to implement the Infinite Banking Concept personally. And since whole life policy design is important enough to discuss one-on-one, it’s…
Read MoreThe Economic Value of Certainty, by Les McGuire (Reviewed)
Les McGuire reveals a timeless truth about the economic value of certainty that goes back as far as scripture. It’s that to have the highest chance of flourishing, you need certainty, guarantees, and stability. In Jesus’ parable of the wise and foolish builders, the wise man’s house on the solid rock withstood storms. He was…
Read MoreThe Truth About IULs, with Todd Langford
In today’s show, Todd Langford joins us to dig deeper into Indexed Universal Life. He is the CEO and developer of Truth Concepts financial calculators, better known as a financial Truth Teller. In this valuable conversation, we uncover the fundamental uncertainty of indexed universal life insurance further. Recently, we had a conversation about the…
Read MoreIndexed Universal Life: Dangerous Truths About IUL Risks
Indexed Universal Life Insurance can seem attractive. At some point in your Infinite Banking research, you’ve probably even heard about using IULs instead of whole life insurance. Consequently, we get a lot of questions about whether IULs are better than whole life. This is usually because the illustrated values are better than for whole life,…
Read MoreBuy-Sell Agreements: Using Life Insurance to Fund Your Exit Strategy
Whether planned or unexpected, ownership changes happen, and buy-sell agreements using life insurance ensure the transition is smooth, fair, and financially secure. Buy-sell life insurance is a legally binding contract that sets the terms for how an owner’s share of the business will be transferred and funded if they leave, retire, become disabled, or pass…
Read MoreWhy You Shouldn’t Cancel Whole Life Insurance
Should I cancel my whole life insurance? Not so fast! Before you make that decision, read this first. No matter your reasons, you need to know what happens if you stop paying whole life insurance premiums and why canceling is rarely your best move. At some point, you saw the value in owning whole life.…
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