Privatized Banking

If you’re ready to get the best life insurance for the best price, then I’ve got a secret here about the cost of whole life insurance you need to learn about FAST. Everyone asks, “How much does whole life insurance cost?” But that’s the wrong question. A quick secret for success in getting the best…

Waiver of premium is like having insurance on your insurance. So, if you are a wealth creator who wants to make sure your life insurance will be the cornerstone of your wealth and take care of your family no matter what, here are 3 quick questions to ask to make sure you get a bulletproof…

If you want to get your money to do the most, learn these essential keys to be your own bank. (NOTE: “Be your own bank and the Infinite Banking Concept” does not mean that you are literally a bank or creating a bank; rather, we mean emulating the idea of banking.) Instead of being a…

Infinite Banking has the edge over other funding methods because of the strategic use of whole life policy loans. If you’re new to the concept, let’s rewind to make sure we’re on the same page.  Infinite Banking is a strategy of building up cash value inside of a specially designed whole life insurance policy.  The…

What is the perfect funding ratio between base premium and the paid-up additions rider (PUAs)?  You may be surprised to discover that this question comes up often in our one-on-one conversations with people who want to implement the Infinite Banking Concept personally.  And since whole life policy design is important enough to discuss one-on-one, it’s…

Les McGuire reveals a timeless truth about the economic value of certainty that goes back as far as scripture.  It’s that to have the highest chance of flourishing, you need certainty, guarantees, and stability.  In Jesus’ parable of the wise and foolish builders, the wise man’s house on the solid rock withstood storms.  He was…

In today’s show, Todd Langford joins us to dig deeper into Indexed Universal Life. He is the CEO and developer of Truth Concepts financial calculators, better known as a financial Truth Teller.  In this valuable conversation, we uncover the fundamental uncertainty of indexed universal life insurance further.   Recently, we had a conversation about the…

Indexed Universal Life Insurance can seem attractive.  At some point in your Infinite Banking research, you’ve probably even heard about using IULs instead of whole life insurance.  Consequently, we get a lot of questions about whether IULs are better than whole life.  This is usually because the illustrated values are better than for whole life,…

Should I cancel my whole life insurance? Not so fast! Before you make that decision, read this first. No matter your reasons, you need to know what happens if you stop paying whole life insurance premiums and why canceling is rarely your best move. At some point, you saw the value in owning whole life.…

Economic Value Added (EVA) is a little-known, but impressively effective measure to boost your profitability. Coca-Cola, AT&T, Quaker Oats, CSX, and Briggs and Stratton helped the term rise to prominence when they adopted economic profit, or EVA, in the 80s and 90s.  Focus on this insightful accounting measure resulted in an overwhelming increase in business…