Buy-Sell Agreements: Using Life Insurance to Fund Your Exit Strategy

Buy-Sell Agreements - Using Life Insurance to Fund Your Exit Strategy

Locking in your exit strategy with a buy-sell agreement can create great certainty.  The reason is that it will accommodate the continuity of your company in the broadest range of circumstances. Planning for your continuation when you or your co-owners exit is critical.  It could mean the difference between ownership transition becoming the capstone of your…

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Why You Shouldn’t Cancel Whole Life Insurance

Before Canceling Your Whole Life Insurance Read Why You Shouldn't Cancel Your Whole Life Insurance

Should I cancel my whole life insurance? Not so fast! Before you make that decision, read this first. No matter your reasons, you need to know what happens if you stop paying whole life insurance premiums and why canceling is rarely your best move. At some point, you saw the value in owning whole life.…

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Why the Executive Bonus Plan Is the Ideal Golden Handcuffs

Executive Bonus Plan: The Ideal Golden Handcuffs

The Executive Bonus Plan can be the ideal “golden handcuffs” for the top talent you can’t afford to lose.  In truth, associating long-term dedicated employment with slavery seems a bit archaic and melodramatic.  We all know you can’t keep good people by holding them hostage.  Instead, you’ve got to set the table that attracts them…

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Self Directed IRA for Real Estate Investing

Self-Directed IRA for Real Estate Investing

We often get the question, should I use a Self-Directed IRA for real estate investing? When you’re looking for the capital to get started in real estate, one of the most common sources is money inside of retirement accounts such as 401k’s and IRAs. However, using tax-deferred retirement plans to invest in real estate is…

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Economic Value Added (EVA) and Infinite Banking

Economic Value Added (EVA )and Infinite Banking

Economic Value Added (EVA) is a little-known, but impressively effective measure to boost your profitability. Coca-Cola, AT&T, Quaker Oats, CSX, and Briggs and Stratton helped the term rise to prominence when they adopted economic profit, or EVA, in the 80s and 90s.  Focus on this insightful accounting measure resulted in an overwhelming increase in business…

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10 Top Mistakes Buying Life Insurance

Mistakes Buying Life Insurance

When buying life insurance coverage, most people don’t have a complete map.  Without all the information to make the best decisions, many people make mistakes that lead to buyer’s remorse.  But you don’t have to worry, you can recognize and sidestep the common pitfalls people make. Don’t end up frustrated, discouraged, unsatisfied, or without protection…

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Privatized Banking: The Best Life Insurance Companies

Best Life Insurance Companies

How do you find the best life insurance companies?  You want only the strongest, most stable companies to ensure the best results over the long-term.  But what criteria do you use to evaluate and discover which companies are, in fact, the best?  Is there an objective measure, or is it a matter of personal opinion…

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Privatized Banking – Life Insurance Loans and Why We Use Them

Life Insurance Loans and Why We Use Them

Life insurance loans are one of the superpowers of the Infinite Banking Concept. They create a powerful financial tool when structured as dividend-paying whole life insurance designed for uninterrupted compound growth. These loans from life insurance policies make the cash value of specially-designed life insurance an ideal pool of capital for your investing strategy.  Life insurance…

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