The Right Way to Spend Money: Spender, Saver, or Steward?

The Right Way to Spend Money

Alexander Pope said, “To err is human, to forgive divine.” Financially speaking, it would be more accurate to say, “to spend money is human, to create wealth divine.”  No one ever needed a lesson in how to buy things. In fact, with no restraint, we manage quite well to find plentiful ways to spend money.  How you spend…

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Why Debt Free Doesn’t Make You Financially Free

Debt Free Doesn't Make You Financially Free

Becoming debt free is often listed as a notch on the belt of financial progress. It’s widely discussed, admired, longed for, celebrated, and even praised by so-called financial experts like Dave Ramsey.  But, paying off debt may be and personalities risky or even altogether unnecessary.  In fact, you’re probably not in debt in the first place!  We…

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Should I Pay Cash or Finance Real Estate Investments?

Pay Cash or Finance Real Estate Investments

Do you want to purchase cash-flowing rental real estate?  Are you are asking the question: should I pay cash or finance real estate investments? Assume that you have enough to pay cash and pay for the property outright. But do you want to do that? In order to determine if you want to pay cash or…

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Boost Investment Returns with Infinite Banking

Boost Investment Returns with Infinite Banking

How does the cash value inside a life insurance policy boost investment returns in real estate? And why is this a better strategy than using cash? A properly structured whole life policy provides a competitive rate of return when compared to other savings vehicles. A whole life policy with a maximum paid-up addition rider accumulates cash…

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Who Are the Financial Experts?

Who Are The Financial Experts?

How do you know if the advice of financial experts applies to you?  In fact, who are the financial experts?  Does fame or popularity make someone an expert? What about having the biggest stage or the largest reach?  Is it a degree, certification, or credential that qualifies them?  Instead, the litmus test for a financial expert…

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Lessons from a Commercial Multifamily Investor, with Paul Moore

Paul Moore Lessons From a Commercial Multifamily Investor

In this fascinating interview with Paul Moore, we discussed opportunities for investors to build generational wealth through commercial multifamily investing.  Unfortunately, there are high barriers to entry into this investment sector.  New investors to this space may lack the capital requirements, loan qualifications, and experience needed to gain a seat at the table. Through real…

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Why Cash Flow Today?

Why Cash Flow?

Why cash flow Today?  The goal of the typical financial model is to accumulate a pile of cash.  It is akin to climbing a mountain, where the journey to the top is all about creating a lump sum.  At the top, you’re hoping the lump sum generates enough income to live the rest of your…

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The Biggest Thing You Can Do to Increase Your Cash Flow

The Biggest Thing You Can Do to Increase Your Cash Flow

The #1 most effective way to increase your cash flow today is to think like the bank.  Banking generates voluminous cash flow.  There are rules for how the bank operates that have established banking as the most powerful business model in the world.  You can follow these rules to increase your cash flow, starting from…

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Ted Benna: Reflections from the “Father of the 401(k)”

Ted Benna: Reflections from the Father of the 401k

If you listen to the “financial experts” on tv or the radio, you will hear the typical blanket advice that you should put money into a 401(k).  But the question is, does that advice apply to everybody?  To get as much of an insider’s perspective as we could find, we interviewed Ted Benna, “inventor” of…

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