4 Ways to Save Money on Life Insurance

4 Ways to Save Money On Life Insurance

Now, when you’re shopping, you want to make the best decisions, and it’s not always about the price.  If you wanted to save money on everything, you would buy only at the dollar store, right?  In this video, we discuss four ways to save money on life insurance without being cheap. We want to not…

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How to Shop for Insurance Pt 3: Life, Health, and Disability Insurance

How to Shop for Insurance Part 3 - Life, Health, and Disability Insurance

Life, health, and disability insurance protect you, your body, your wellness, and your livelihood.  This range of coverage includes some of the most essential protections. Too often, people ask the wrong questions.  This leads them to draw the wrong conclusions about life, health, and disability insurance.   As a result, many remain drastically underinsured or forgo the protection altogether.…

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How to Shop For Insurance Part 2: Home and Auto Insurance

How to Shop for Insurance Part 2 - Home and Auto Insurance

Home and auto insurance are two pillars of insurance protection that are almost universally understood to be necessary. However, when it comes to choosing and paying for coverage, you have nearly infinite options.  The range of coverage details, exemptions, coverage amounts, and limitations add complexity.  This can make shopping for insurance seem like a maze…

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Why You Want Insurance Part 3: It Costs More to Self-Insure

Why You Want Insurance Part 3 - It Costs More to Self-Insure

To navigate your insurance decisions, you must weigh the costs and opportunity costs of each option.  While some choose to self-insure as a solution to reduce insurance costs, there are additional costs hidden beneath the surface that you need to be aware of. Insurance is fairly polarizing.  Chances are, you either love it or you…

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Why You Want Insurance Part 2: It Protects Your Human Life Value

Why You Want Insurance Part 2 - Insurance Protects Your Human Life Value

Insurance is about more than protecting your stuff. It’s about protecting your human life value. Often, your life insurance needs rank pretty close on the motivation list with you need to change the oil in your car. Here’s the filtering mechanism your brain goes through when you hear it:  Not that pressing.  Things are going fine without it. …

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Estate Planning That Works, with Rick Randall

Estate Planning That Works, with Rick Randall

Rick Randall says that estate planning that works is not the norm, but it does not have to be that way. The goal of estate planning is to dictate how you will transfer the baton of your life’s wealth and wisdom to generations after you.  With it, you ensure your legacy will live on, beyond you,…

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Why You Want Insurance Part 1: Insurance Transfers Risk

Why You Want Insurance Part 1 - Transfer Risk

Throughout civilization, people have created tools to transfer risk, protecting themselves from negative circumstances.  This is the core function of insurance: to transfer risk.  It’s what makes insurance not only something you want but something to love. However, many people have a misguided and negative view of insurance, being inadequately insured or uninsured altogether.  As…

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