Posts by Rachel Marshall
Saving vs. Investing: Should I Save or Invest?
Have you ever wondered, should I save money or invest? How does my investing strategy fit in with my cash flow creation system? How do I get my saving and investing to work together so that I can maximize my whole personal economy? Where Investing Money Fits into the Cash Flow System First we focus…
Read MoreDiversification Is Ignorance Protection
Diversification is typical financial planning advice that average investors use to protect themselves from losses. Simply put, diversification is ignorance protection. It is admitting that you don’t know what you are doing. It is common to think of investing and the stock market as one and the same. However, investing encompasses much more than just the stock market.…
Read MoreSaving vs. Investing: What Is Investing? Part 2 – How to Find Your Best Investments
In a sea of investment choices, it can be overwhelming to determine which are the best investments for you. But don’t let overwhelm keep you in the dark, procrastinating, making mediocre decisions, losing money, and perpetually frustrated. The first step to confident investing is having a clear picture of exactly what you want and WHY. …
Read MorePersonal Finance Solutions for REALTORS®, with Moses Seuram
Many successful REALTORS® struggle when it comes to planning for the future. They have high incomes, live an upper-middle-class lifestyle or better, build growing businesses. However, they don’t have a plan for future income that they’re confident will lead to financial freedom. This is no truer than in the REALTOR® community. More than 50% of…
Read MoreSaving vs. Investing: What Is Investing? Part 1 – Cash Flow
Most investing returns fizzle far beneath our expectations. When we most want our money to generate cash flow, we end up flatlining, or even losing money. The prosperity and confidence we’d hoped for elude us, leaving us more anxious and uncertain instead. Could it be that we have our sights on the wrong target? Let’s…
Read MoreTransform Your Life and Business with the Power of Gratitude, with Kevin Clayson
We interviewed Kevin Clayson, author of FLIP the Gratitude Switch. He has made it his life’s work to empower people with a powerful, tangible formula that puts gratitude to work. Gratitude is a key ingredient in the abundance mindset recipe required for building a life and business you love. It’s like the yeast in a bread…
Read MoreWhat Is Your Financial Picture?
As important as savings is in our financial life, there is a lot of confusion surrounding the idea of savings. As a result, many people think they’re saving when they are not saving at all. When you don’t know your financial picture, you lack clarity and likely won’t have money to save. In order…
Read MoreHow Do Your Savings Stack Up?
So, here’s an action that you can do right away, in your personal financial life to determine how your savings stack up. Write down any places where you’re storing money. Now I say places because some of those might be accounts. It could be a savings account, a checking account, a money market account, a…
Read MoreSave Automatically & Invest Intentionally
Often when we put money automatically into retirement plans, things like 401ks, 403bs, this is usually through a payroll deduction from an employer. This is commonly referred to as ‘saving for retirement.’ However, this is investing because that money is often at risk in the stock market, and can lose value. It’s time to save…
Read MoreSaving vs. Investing: What Is True Saving?
In all the financial pressure you feel to plan for the future, have you ever stopped to consider, fundamentally, what savings are? Often, the answer is in asking the right questions. Concerning great issues, this is one that will behoove you to ask, understand, and answer that question for yourself. Savings is a precept of…
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