Cash Flow Maximization
Better Than A Budget: Cash Flow Awareness
The ultimate goal of cash flow awareness is to save more each month. Why? Because generously paying yourself first is the foundation of wealth creation. With more savings, you build up capital to invest in cash-flowing assets so you can create time and money freedom. But across all income levels, most people’s savings habits are anemic, or even…
Read MoreStrategic End of Year Tax Moves That Leave You Wealthier
As you count down the days until Christmas, you’re also counting down the days you have before you tie up the loose ends on your fiscal year to prepare for 2018 taxes. We’ll walk you through practical and strategic tax moves you can make to close out the books, stay organized, and save taxes. This…
Read MoreHow to Pay off Debt: Things to Avoid
Let’s say you’re in a position where you want to pay off debt. You have decided that the best and highest use of your money is to get rid of a particular loan or multiple loans so that you have more cash flow that’s not required to be paid to these fixed loan payments. The…
Read MoreCash Flow Index: The Smartest Way to Pay off Debt
Most people struggle to get out from debt like they’re drowning in the ocean. Like drowning, they waste energy, time, and money floundering and flailing instead of taking calculated, focused, strategically-timed strokes that would free them most efficiently. The Cash Flow Index removes this struggle. Before we dive into the Cash Flow Index, let’s talk…
Read MoreOpportunity Cost: The Invisible Cost of Financing
Opportunity cost, like the submerged portion of an iceberg, is a part of your financial decisions hidden from view. While odorless, colorless, tasteless, and silent, opportunity cost is a threat to your wealth creation. This wealth restrictor is no respecter of persons or purchase types. Opportunity cost is the tag-along to every financial decision you’ll…
Read MorePaying Cash Destroys Compound Interest
Let’s talk about paying cash. Now it certainly has its pros, but it also has its cons. The reason people often pay cash is that they don’t want to pay interest. They don’t want to go into a position of what they feel is debt. They would rather pay cash to avoid an interest charge. However,…
Read MoreThe Right Way to Spend Money: Spender, Saver, or Steward?
Alexander Pope said, “To err is human, to forgive divine.” Financially speaking, it would be more accurate to say, “to spend money is human, to create wealth divine.” No one ever needed a lesson in how to buy things. In fact, with no restraint, we manage quite well to find plentiful ways to spend money. How you spend…
Read MoreWhy Debt Free Doesn’t Make You Financially Free
Becoming debt free is often listed as a notch on the belt of financial progress. It’s widely discussed, admired, longed for, celebrated, and even praised by so-called financial experts like Dave Ramsey. But, paying off debt may be and personalities risky or even altogether unnecessary. In fact, you’re probably not in debt in the first place! We…
Read More4 Ways to Save Money on Life Insurance
Now, when you’re shopping, you want to make the best decisions, and it’s not always about the price. If you wanted to save money on everything, you would buy only at the dollar store, right? In this video, we discuss four ways to save money on life insurance without being cheap. We want to not…
Read MorePersonal Finance Solutions for REALTORS®, with Moses Seuram
Many successful REALTORS® struggle when it comes to planning for the future. They have high incomes, live an upper-middle-class lifestyle or better, build growing businesses. However, they don’t have a plan for future income that they’re confident will lead to financial freedom. This is no truer than in the REALTOR® community. More than 50% of…
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