Infinite Banking & Whole Life

Explore how Infinite Banking uses properly designed whole life insurance to build accessible cash value, support financing decisions, and create durable family capital. This hub covers the fundamentals, policy design, policy loans, insurers, dividends, and product tradeoffs. Start with the Infinite Banking Concept.

10 Top Mistakes Buying Life Insurance

By Rachel Marshall / March 24, 2019 /

When buying life insurance coverage, most people don’t have a complete map.  Without all the information to make the best decisions, many people make mistakes that lead to buyer’s remorse.  But you don’t have to worry, you can recognize and sidestep the common pitfalls people make. Don’t end up frustrated, discouraged, unsatisfied, or without protection…

Privatized Banking: The Best Life Insurance Companies

By Rachel Marshall / February 25, 2019 /

How do you find the best life insurance companies?  You want only the strongest, most stable companies to ensure the best results over the long-term.  But what criteria do you use to evaluate and discover which companies are, in fact, the best?  Is there an objective measure, or is it a matter of personal opinion…

Privatized Banking – Life Insurance Loans and Why We Use Them

By Rachel Marshall / January 28, 2019 /

Life insurance loans are one of the superpowers of the Infinite Banking Concept. They create a powerful financial tool when structured as dividend-paying whole life insurance designed for uninterrupted compound growth. These loans from life insurance policies make the cash value of specially-designed life insurance an ideal pool of capital for your investing strategy.  Life insurance…

Borrowing Against Life Insurance vs Bank Financing

By Rachel Marshall / January 28, 2019 / Comments Off on Borrowing Against Life Insurance vs Bank Financing

Why would I borrow against my life insurance instead of getting a bank loan? You might be thinking, I could get a great rate from the bank because I have a good credit score. You might be right, but do you want to rely on that? Let me propose this idea to you. Back in…

High Cash Value Life Insurance for Long-Term Growth

By Rachel Marshall / December 3, 2018 /

A typical whole life insurance policy won’t give you the high early cash value and long-term growth you need for Infinite Banking.  As enticing as its certainty and control are to wealth creators, it’s not enough. You’ll need enhancements to convert your policy from a slow equity-builder into one that you can use quickly. Cash-value…

What Kind of Policy Do You Use for Privatized Banking?

By Rachel Marshall / November 12, 2018 / Comments Off on What Kind of Policy Do You Use for Privatized Banking?

You’re on the hunt for the best life insurance policy to use for Privatized Banking. For this, not just any policy will do. You want to buy exactly the right kind of life insurance to get cash you can use, earn uninterrupted compounding, and have your dollars working in two places at the same time. Life insurance…

Nelson Nash: Author of Becoming Your Own Banker and Founder of IBC

By Rachel Marshall / September 24, 2018 /

Nelson Nash is an exceptional thinker who discovered a secret to prosperity that was too good to keep to himself. The Infinite Banking Concept® was born when he noticed what was already possible inside cash value life insurance; the ability to earn interest, gain access to capital and take control of your financial life.  Since then,…

Dr. Robert Murphy: Infinite Banking – Increasing Capital and Cashflow

By Rachel Marshall / December 11, 2017 /

Robert Murphy discusses an out-of-the-box strategy, Infinite Banking, that complements the entrepreneur.  He is an economist in an unconventional wrapper. His sense of humor and straight-talk help him convey the most difficult concepts with elegance and simplicity we can all understand. He’s a free market thinker with the courage to be contrarian. He goes against…

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