Home
>
Blog

Legacy Wealth Planning Insights for Entrepreneurial Families

Personal finance for the entrepreneurially minded — build cash flow, control your capital, and create wealth that lasts for generations.

HELOC vs Infinite Banking: Why Borrowing From a Bank Is Never the Same as Being the Bank

By Rachel Marshall | August 31, 2026

Privatized Banking

Paying off your mortgage can feel like one of the clearest signs of financial freedom. I understand the appeal. For many families, that monthly payment…

Browse by Topic

Infinite Banking & Whole Life Build your own banking system with whole life insurance and policy loans. Explore Topic → Cash Flow & Capital Control Find and keep more of the money already moving through your finances. Explore Topic → Family Banking & Legacy Pass down capital, values, and a system heirs can actually continue. Explore Topic → Investing Evaluate opportunities through control, cash flow, and risk. Explore Topic → Protection Insure income, assets, and the people who depend on you. Explore Topic → Retirement & Tax Planning Turn accumulated capital into dependable lifetime income. Explore Topic → Entrepreneurship & Business Fund, grow, and protect a business on your own terms. Explore Topic → Mindset & Principles The beliefs and habits behind lasting financial freedom. Explore Topic →

Latest Articles

How Do Your Savings Stack Up?

By Rachel Marshall | March 7, 2018

So, here’s an action that you can do right away, in your personal financial life to determine how your savings…
Saving vs. Investing: What Is True Saving?

By Rachel Marshall | March 5, 2018

In all the financial pressure you feel to plan for the future, have you ever stopped to consider, fundamentally, what…
Trump’s Tax Reform: What Entrepreneurs Need to Know, with Dustin Griffiths

By Rachel Marshall | February 26, 2018

Trump’s tax reform has made a lot of big changes to the tax code. Because of the overhaul, our proactive…
How to Save Like the Wealthy

By Rachel Marshall | February 19, 2018

If you want to seize opportunities like the wealthy, you will need to learn how to save money like the…
Explode Real Estate Returns with Privatized Banking – Jimmy Vreeland

By Rachel Marshall | February 12, 2018

Jimmy Vreeland is maximizing his real estate returns by using the premier financing strategy of the wealthy. As stand-alone tools,…
Why the Wealthy Love Cash, Part 2

By Rachel Marshall | February 5, 2018

The concept of holding cash – savings – is such an intricate, multi-faceted one. This series will walk you through…

« Previous
1
…
71
72
73
74
75
Next »

Never miss an episode or insight

Get practical insights on cash flow, capital, and building wealth that lasts.

🎧 Listen to the Podcast

img:is([sizes=auto i],[sizes^="auto," i]){contain-intrinsic-size:3000px 1500px}img.wp-smiley,img.emoji{display:inline !important;border:none !important;box-shadow:none !important;height:1em !important;width:1em !important;margin:0 .07em !important;vertical-align:-.1em !important;background:none !important;padding:0 !important}:root{--wp-block-synced-color:#7a00df;--wp-block-synced-color--rgb:122,0,223;--wp-bound-block-color:var(--wp-block-synced-color);--wp-editor-canvas-background:#ddd;--wp-admin-theme-color:#007cba;--wp-admin-theme-color--rgb:0,124,186;--wp-admin-theme-color-darker-10:#006ba1;--wp-admin-theme-color-darker-10--rgb:0,107,160.5;--wp-admin-theme-color-darker-20:#005a87;--wp-admin-theme-color-darker-20--rgb:0,90,135;--wp-admin-border-width-focus:2px}@media (min-resolution:192dpi){:root{--wp-admin-border-width-focus:1.5px}}.wp-element-button{cursor:pointer}:root .has-very-light-gray-background-color{background-color:#eee}:root .has-very-dark-gray-background-color{background-color:#313131}:root .has-very-light-gray-color{color:#eee}:root .has-very-dark-gray-color{color:#313131}:root .has-vivid-green-cyan-to-vivid-cyan-blue-gradient-background{background:linear-gradient(135deg,#00d084,#0693e3)}:root .has-purple-crush-gradient-background{background:linear-gradient(135deg,#34e2e4,#4721fb 50%,#ab1dfe)}:root .has-hazy-dawn-gradient-background{background:linear-gradient(135deg,#faaca8,#dad0ec)}:root .has-subdued-olive-gradient-background{background:linear-gradient(135deg,#fafae1,#67a671)}:root .has-atomic-cream-gradient-background{background:linear-gradient(135deg,#fdd79a,#004a59)}:root .has-nightshade-gradient-background{background:linear-gradient(135deg,#330968,#31cdcf)}:root .has-midnight-gradient-background{background:linear-gradient(135deg,#020381,#2874fc)}:root{--wp--preset--font-size--normal:16px;--wp--preset--font-size--huge:42px}.has-regular-font-size{font-size:1em}.has-larger-font-size{font-size:2.625em}.has-normal-font-size{font-size:var(--wp--preset--font-size--normal)}.has-huge-font-size{font-size:var(--wp--preset--font-size--huge)}:root .has-text-align-center{text-align:center}:root .has-text-align-left{text-align:left}:root .has-text-align-right{text-align:right}.has-fit-text{white-space:nowrap !important}#end-resizable-editor-section{display:none}.aligncenter{clear:both}.items-justified-left{justify-content:flex-start}.items-justified-center{justify-content:center}.items-justified-right{justify-content:flex-end}.items-justified-space-between{justify-content:space-between}.screen-reader-text{word-wrap:normal !important;border:0;clip-path:inset(50%);height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;width:1px;word-break:normal !important}.screen-reader-text:focus{background-color:#ddd;clip-path:none;color:#444;display:block;font-size:1em;height:auto;left:5px;line-height:normal;padding:15px 23px 14px;text-decoration:none;top:5px;width:auto;z-index:100000}html :where(.has-border-color){border-style:solid}html :where([style^=border-color],[style*=";border-color"],[style*="; border-color"]){border-style:solid}html :where([style^=border-top-color],[style*=";border-top-color"],[style*="; border-top-color"]){border-top-style:solid}html :where([style^=border-right-color],[style*=";border-right-color"],[style*="; border-right-color"]){border-right-style:solid}html :where([style^=border-bottom-color],[style*=";border-bottom-color"],[style*="; border-bottom-color"]){border-bottom-style:solid}html :where([style^=border-left-color],[style*=";border-left-color"],[style*="; border-left-color"]){border-left-style:solid}html :where([style^=border-width],[style*=";border-width"],[style*="; border-width"]){border-style:solid}html :where([style^=border-top-width],[style*=";border-top-width"],[style*="; border-top-width"]){border-top-style:solid}html :where([style^=border-right-width],[style*=";border-right-width"],[style*="; border-right-width"]){border-right-style:solid}html :where([style^=border-bottom-width],[style*=";border-bottom-width"],[style*="; border-bottom-width"]){border-bottom-style:solid}html :where([style^=border-left-width],[style*=";border-left-width"],[style*="; border-left-width"]){border-left-style:solid}html :where(img[class*=wp-image-]){height:auto;max-width:100%}:where(figure){margin:0 0 1em}html :where(.is-position-sticky){--wp-admin--admin-bar--position-offset:var(--wp-admin--admin-bar--height,0px)}@media screen and (max-width:600px){html :where(.is-position-sticky){--wp-admin--admin-bar--position-offset:0px}}h1:where(.wp-block-heading).has-background,h2:where(.wp-block-heading).has-background,h3:where(.wp-block-heading).has-background,h4:where(.wp-block-heading).has-background,h5:where(.wp-block-heading).has-background,h6:where(.wp-block-heading).has-background{padding:1.25em 2.375em}h1.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h1.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]),h2.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h2.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]),h3.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h3.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]),h4.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h4.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]),h5.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h5.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]),h6.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h6.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]){rotate:180deg}ol,ul{box-sizing:border-box}:root :where(.wp-block-list.has-background){padding:1.25em 2.375em}.is-small-text{font-size:.875em}.is-regular-text{font-size:1em}.is-large-text{font-size:2.25em}.is-larger-text{font-size:3em}.has-drop-cap:not(:focus):first-letter{float:left;font-size:8.4em;font-style:normal;font-weight:100;line-height:.68;margin:.05em .1em 0 0;text-transform:uppercase}body.rtl .has-drop-cap:not(:focus):first-letter{float:none;margin-left:.1em}p.has-drop-cap.has-background{overflow:hidden}:root :where(p.has-background){padding:1.25em 2.375em}:where(p.has-text-color:not(.has-link-color)) a{color:inherit}p.has-text-align-left[style*="writing-mode:vertical-lr"],p.has-text-align-right[style*="writing-mode:vertical-rl"]{rotate:180deg}.wp-block-quote{box-sizing:border-box;overflow-wrap:break-word}.wp-block-quote.is-large:where(:not(.is-style-plain)),.wp-block-quote.is-style-large:where(:not(.is-style-plain)){margin-bottom:1em;padding:0 1em}.wp-block-quote.is-large:where(:not(.is-style-plain)) p,.wp-block-quote.is-style-large:where(:not(.is-style-plain)) p{font-size:1.5em;font-style:italic;line-height:1.6}.wp-block-quote.is-large:where(:not(.is-style-plain)) cite,.wp-block-quote.is-large:where(:not(.is-style-plain)) footer,.wp-block-quote.is-style-large:where(:not(.is-style-plain)) cite,.wp-block-quote.is-style-large:where(:not(.is-style-plain)) footer{font-size:1.125em;text-align:right}.wp-block-quote>cite{display:block}.wp-block-quote{border-left:.25em solid;margin:0 0 1.75em;padding-left:1em}.wp-block-quote cite,.wp-block-quote footer{color:currentColor;font-size:.8125em;font-style:normal;position:relative}.wp-block-quote:where(.has-text-align-right){border-left:none;border-right:.25em solid;padding-left:0;padding-right:1em}.wp-block-quote:where(.has-text-align-center){border:none;padding-left:0}.wp-block-quote.is-large,.wp-block-quote.is-style-large,.wp-block-quote:where(.is-style-plain){border:none}.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none}:root{--wp--preset--aspect-ratio--square:1;--wp--preset--aspect-ratio--4-3:4/3;--wp--preset--aspect-ratio--3-4:3/4;--wp--preset--aspect-ratio--3-2:3/2;--wp--preset--aspect-ratio--2-3:2/3;--wp--preset--aspect-ratio--16-9:16/9;--wp--preset--aspect-ratio--9-16:9/16;--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--color--fl-heading-text:#333;--wp--preset--color--fl-body-bg:#f2f2f2;--wp--preset--color--fl-body-text:#444;--wp--preset--color--fl-accent:#0072ef;--wp--preset--color--fl-accent-hover:#175c8d;--wp--preset--color--fl-topbar-bg:#fff;--wp--preset--color--fl-topbar-text:#808080;--wp--preset--color--fl-topbar-link:#428bca;--wp--preset--color--fl-topbar-hover:#428bca;--wp--preset--color--fl-header-bg:#fff;--wp--preset--color--fl-header-text:#808080;--wp--preset--color--fl-header-link:#808080;--wp--preset--color--fl-header-hover:#428bca;--wp--preset--color--fl-nav-bg:#fff;--wp--preset--color--fl-nav-link:#808080;--wp--preset--color--fl-nav-hover:#428bca;--wp--preset--color--fl-content-bg:#fff;--wp--preset--color--fl-footer-widgets-bg:#fff;--wp--preset--color--fl-footer-widgets-text:#808080;--wp--preset--color--fl-footer-widgets-link:#428bca;--wp--preset--color--fl-footer-widgets-hover:#428bca;--wp--preset--color--fl-footer-bg:#fff;--wp--preset--color--fl-footer-text:#808080;--wp--preset--color--fl-footer-link:#428bca;--wp--preset--color--fl-footer-hover:#428bca;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,#0693e3 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,#fcb900 0%,#ff6900 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,#ff6900 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0,0,0,.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0,0,0,.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0,0,0,.2);--wp--preset--shadow--outlined:6px 6px 0px -3px #fff,6px 6px #000;--wp--preset--shadow--crisp:6px 6px 0px #000}.wp-block-button{--wp--preset--dimension--25:25%;--wp--preset--dimension--50:50%;--wp--preset--dimension--75:75%;--wp--preset--dimension--100:100%}:where(body){margin:0}:where(.is-layout-flex){gap:.5em}:where(.is-layout-grid){gap:.5em}body .is-layout-flex{display:flex}.is-layout-flex{flex-wrap:wrap;align-items:center}.is-layout-flex>:is(*, div){margin:0}body .is-layout-grid{display:grid}.is-layout-grid>:is(*, div){margin:0}body{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px}:root :where(.wp-element-button, .wp-block-button__link){background-color:#32373c;border-width:0;color:#fff;font-family:inherit;font-size:inherit;font-style:inherit;font-weight:inherit;letter-spacing:inherit;line-height:inherit;padding-top:calc(.667em + 2px);padding-right:calc(1.333em + 2px);padding-bottom:calc(.667em + 2px);padding-left:calc(1.333em + 2px);text-decoration:none;text-transform:inherit}.has-black-color{color:var(--wp--preset--color--black) !important}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important}.has-white-color{color:var(--wp--preset--color--white) !important}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important}.has-fl-heading-text-color{color:var(--wp--preset--color--fl-heading-text) !important}.has-fl-body-bg-color{color:var(--wp--preset--color--fl-body-bg) !important}.has-fl-body-text-color{color:var(--wp--preset--color--fl-body-text) !important}.has-fl-accent-color{color:var(--wp--preset--color--fl-accent) !important}.has-fl-accent-hover-color{color:var(--wp--preset--color--fl-accent-hover) !important}.has-fl-topbar-bg-color{color:var(--wp--preset--color--fl-topbar-bg) !important}.has-fl-topbar-text-color{color:var(--wp--preset--color--fl-topbar-text) !important}.has-fl-topbar-link-color{color:var(--wp--preset--color--fl-topbar-link) !important}.has-fl-topbar-hover-color{color:var(--wp--preset--color--fl-topbar-hover) !important}.has-fl-header-bg-color{color:var(--wp--preset--color--fl-header-bg) !important}.has-fl-header-text-color{color:var(--wp--preset--color--fl-header-text) !important}.has-fl-header-link-color{color:var(--wp--preset--color--fl-header-link) !important}.has-fl-header-hover-color{color:var(--wp--preset--color--fl-header-hover) !important}.has-fl-nav-bg-color{color:var(--wp--preset--color--fl-nav-bg) !important}.has-fl-nav-link-color{color:var(--wp--preset--color--fl-nav-link) !important}.has-fl-nav-hover-color{color:var(--wp--preset--color--fl-nav-hover) !important}.has-fl-content-bg-color{color:var(--wp--preset--color--fl-content-bg) !important}.has-fl-footer-widgets-bg-color{color:var(--wp--preset--color--fl-footer-widgets-bg) !important}.has-fl-footer-widgets-text-color{color:var(--wp--preset--color--fl-footer-widgets-text) !important}.has-fl-footer-widgets-link-color{color:var(--wp--preset--color--fl-footer-widgets-link) !important}.has-fl-footer-widgets-hover-color{color:var(--wp--preset--color--fl-footer-widgets-hover) !important}.has-fl-footer-bg-color{color:var(--wp--preset--color--fl-footer-bg) !important}.has-fl-footer-text-color{color:var(--wp--preset--color--fl-footer-text) !important}.has-fl-footer-link-color{color:var(--wp--preset--color--fl-footer-link) !important}.has-fl-footer-hover-color{color:var(--wp--preset--color--fl-footer-hover) !important}.has-black-background-color{background-color:var(--wp--preset--color--black) !important}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important}.has-white-background-color{background-color:var(--wp--preset--color--white) !important}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important}.has-fl-heading-text-background-color{background-color:var(--wp--preset--color--fl-heading-text) !important}.has-fl-body-bg-background-color{background-color:var(--wp--preset--color--fl-body-bg) !important}.has-fl-body-text-background-color{background-color:var(--wp--preset--color--fl-body-text) !important}.has-fl-accent-background-color{background-color:var(--wp--preset--color--fl-accent) !important}.has-fl-accent-hover-background-color{background-color:var(--wp--preset--color--fl-accent-hover) !important}.has-fl-topbar-bg-background-color{background-color:var(--wp--preset--color--fl-topbar-bg) !important}.has-fl-topbar-text-background-color{background-color:var(--wp--preset--color--fl-topbar-text) !important}.has-fl-topbar-link-background-color{background-color:var(--wp--preset--color--fl-topbar-link) !important}.has-fl-topbar-hover-background-color{background-color:var(--wp--preset--color--fl-topbar-hover) !important}.has-fl-header-bg-background-color{background-color:var(--wp--preset--color--fl-header-bg) !important}.has-fl-header-text-background-color{background-color:var(--wp--preset--color--fl-header-text) !important}.has-fl-header-link-background-color{background-color:var(--wp--preset--color--fl-header-link) !important}.has-fl-header-hover-background-color{background-color:var(--wp--preset--color--fl-header-hover) !important}.has-fl-nav-bg-background-color{background-color:var(--wp--preset--color--fl-nav-bg) !important}.has-fl-nav-link-background-color{background-color:var(--wp--preset--color--fl-nav-link) !important}.has-fl-nav-hover-background-color{background-color:var(--wp--preset--color--fl-nav-hover) !important}.has-fl-content-bg-background-color{background-color:var(--wp--preset--color--fl-content-bg) !important}.has-fl-footer-widgets-bg-background-color{background-color:var(--wp--preset--color--fl-footer-widgets-bg) !important}.has-fl-footer-widgets-text-background-color{background-color:var(--wp--preset--color--fl-footer-widgets-text) !important}.has-fl-footer-widgets-link-background-color{background-color:var(--wp--preset--color--fl-footer-widgets-link) !important}.has-fl-footer-widgets-hover-background-color{background-color:var(--wp--preset--color--fl-footer-widgets-hover) !important}.has-fl-footer-bg-background-color{background-color:var(--wp--preset--color--fl-footer-bg) !important}.has-fl-footer-text-background-color{background-color:var(--wp--preset--color--fl-footer-text) !important}.has-fl-footer-link-background-color{background-color:var(--wp--preset--color--fl-footer-link) !important}.has-fl-footer-hover-background-color{background-color:var(--wp--preset--color--fl-footer-hover) !important}.has-black-border-color{border-color:var(--wp--preset--color--black) !important}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important}.has-white-border-color{border-color:var(--wp--preset--color--white) !important}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important}.has-fl-heading-text-border-color{border-color:var(--wp--preset--color--fl-heading-text) !important}.has-fl-body-bg-border-color{border-color:var(--wp--preset--color--fl-body-bg) !important}.has-fl-body-text-border-color{border-color:var(--wp--preset--color--fl-body-text) !important}.has-fl-accent-border-color{border-color:var(--wp--preset--color--fl-accent) !important}.has-fl-accent-hover-border-color{border-color:var(--wp--preset--color--fl-accent-hover) !important}.has-fl-topbar-bg-border-color{border-color:var(--wp--preset--color--fl-topbar-bg) !important}.has-fl-topbar-text-border-color{border-color:var(--wp--preset--color--fl-topbar-text) !important}.has-fl-topbar-link-border-color{border-color:var(--wp--preset--color--fl-topbar-link) !important}.has-fl-topbar-hover-border-color{border-color:var(--wp--preset--color--fl-topbar-hover) !important}.has-fl-header-bg-border-color{border-color:var(--wp--preset--color--fl-header-bg) !important}.has-fl-header-text-border-color{border-color:var(--wp--preset--color--fl-header-text) !important}.has-fl-header-link-border-color{border-color:var(--wp--preset--color--fl-header-link) !important}.has-fl-header-hover-border-color{border-color:var(--wp--preset--color--fl-header-hover) !important}.has-fl-nav-bg-border-color{border-color:var(--wp--preset--color--fl-nav-bg) !important}.has-fl-nav-link-border-color{border-color:var(--wp--preset--color--fl-nav-link) !important}.has-fl-nav-hover-border-color{border-color:var(--wp--preset--color--fl-nav-hover) !important}.has-fl-content-bg-border-color{border-color:var(--wp--preset--color--fl-content-bg) !important}.has-fl-footer-widgets-bg-border-color{border-color:var(--wp--preset--color--fl-footer-widgets-bg) !important}.has-fl-footer-widgets-text-border-color{border-color:var(--wp--preset--color--fl-footer-widgets-text) !important}.has-fl-footer-widgets-link-border-color{border-color:var(--wp--preset--color--fl-footer-widgets-link) !important}.has-fl-footer-widgets-hover-border-color{border-color:var(--wp--preset--color--fl-footer-widgets-hover) !important}.has-fl-footer-bg-border-color{border-color:var(--wp--preset--color--fl-footer-bg) !important}.has-fl-footer-text-border-color{border-color:var(--wp--preset--color--fl-footer-text) !important}.has-fl-footer-link-border-color{border-color:var(--wp--preset--color--fl-footer-link) !important}.has-fl-footer-hover-border-color{border-color:var(--wp--preset--color--fl-footer-hover) !important}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important}.widget-area .widget_powerpress_subscribe h2,.widget-area .widget_powerpress_subscribe h3,.widget-area .widget_powerpress_subscribe h4,.widget_powerpress_subscribe h2,.widget_powerpress_subscribe h3,.widget_powerpress_subscribe h4{margin-bottom:0;padding-bottom:0}.author-avatar{margin:0 auto !important;width:100px}.author-avatar img{border-radius:100px}ul#breadcrumbs{list-style:none;padding:0;margin:20px 0;font-size:14px}ul#breadcrumbs li{display:inline;padding:0;margin:0}ul#breadcrumbs li a{text-decoration:none;color:#3498db}ul#breadcrumbs li a:hover{text-decoration:underline}ul#breadcrumbs li.separator{margin:0 8px;color:#777}ul#breadcrumbs li strong{color:#333;font-weight:normal}@media (max-width: 992px){div.fl-page-content ul#breadcrumbs,.fl-content-open .fl-row-content-wrap{display:block !important;visibility:visible !important;opacity:1 !important;height:auto !important;overflow:visible !important;margin-left:15px;margin-right:15px}}a{transition:.3s ease-in-out}.service-info .uabb-info-list-wrapper .uabb-info-list-item .uabb-info-list-content-wrapper{display:-webkit-box;display:-moz-box;display:-ms-flexbox;display:-webkit-flex;display:flex}.service-info .uabb-info-list-wrapper .uabb-info-list-item .uabb-info-list-content-wrapper .uabb-info-list-icon{min-width:20px;margin-top:5px}.service-info .uabb-info-list-wrapper .uabb-info-list-item .uabb-info-list-content ul{margin-top:20px;list-style:disc}.service-info .uabb-info-list-wrapper .uabb-info-list-item .uabb-info-list-content ul li a{color:#ffd044;text-decoration:underline;font-weight:700}.service-info .uabb-info-list-wrapper .uabb-info-list-item .uabb-info-list-content ul li a:hover{color:#000}.service-info.flag .uabb-info-list-wrapper .uabb-info-list-item .uabb-info-list-content-wrapper .uabb-info-list-icon{margin-right:10px}.ul-list ul li{padding-bottom:10px}.ul-list ul li:last-child{padding-bottom:0px}.service-accordian .uabb-module-content{border:solid 1px #000;border-radius:5px}.service-accordian .uabb-module-content .uabb-adv-accordion-item:first-child .uabb-adv-accordion-button{border-top:0;border-radius:5px 5px 0 0}.service-accordian .uabb-module-content .uabb-adv-accordion-item:last-child .uabb-adv-accordion-button{border-radius:0 0 5px 5px}.blog-post-row .fl-post-grid-post{padding:16px 32px 0 32px}.blog-post-row .fl-post-grid-post .fl-post-grid-text{padding:20px 0}.blog-post-row .fl-post-grid-post .fl-post-grid-text a{text-decoration:underline}.blog-post-row .fl-post-grid-post .fl-post-grid-text a:hover,.blog-post-row .fl-post-grid-post .fl-post-grid-text a:hover span{color:#ffd044 !important}.home-reviewslider>.fl-col-content>.fl-col-group:before,.home-reviewslider>.fl-col-content>.fl-col-group:after{display:none}.home-reviewslider>.fl-col-content>.fl-col-group .slick-slide .fl-rich-text,.home-reviewslider>.fl-col-content>.fl-col-group .slick-slide .fl-rich-text .fl-module-content{margin-top:0}.home-reviewslider>.fl-col-content>.fl-col-group .slick-dots{padding:40px 0 0;margin:0;bottom:0;position:relative;display:-webkit-box;display:-moz-box;display:-ms-flexbox;display:-webkit-flex;display:flex;justify-content:center;gap:10px}.home-reviewslider>.fl-col-content>.fl-col-group .slick-dots li{width:15px;height:15px;margin:0;padding:0}.home-reviewslider>.fl-col-content>.fl-col-group .slick-dots li button{border:none;padding:0;width:100%;height:100%;border-radius:100%;margin:0;background:#000;opacity:.2}.home-reviewslider>.fl-col-content>.fl-col-group .slick-dots li.slick-active button{opacity:1}.home-reviewslider>.fl-col-content>.fl-col-group .slick-dots li button:before,.home-reviewslider>.fl-col-content>.fl-col-group .slick-dots li button:after{display:none}.home-reviewslider>.fl-col-content>.fl-col-group .slick-arrow{position:absolute;left:-25px;width:25px;height:25px;border:none;outline:none;margin:auto;top:0;bottom:0;color:#fff;background:#ffd044;border-radius:100%;transform:none;-ms-transform:none;-webkit-transform:none;font-size:0;z-index:1}.home-reviewslider>.fl-col-content>.fl-col-group .slick-arrow:before{display:none}.home-reviewslider>.fl-col-content>.fl-col-group .slick-arrow:after{content:"";font-family:"Font Awesome 5 Free";font-weight:900;font-size:14px;display:block}.home-reviewslider>.fl-col-content>.fl-col-group .slick-arrow.slick-next{right:-25px;left:auto;transform:rotateY(-180deg);-ms-transform:rotateY(-180deg);-webkit-transform:rotateY(-180deg)}.home-servicebox .fl-col .fl-module-info-box{display:-webkit-box;display:-moz-box;display:-ms-flexbox;display:-webkit-flex;display:flex;height:100%}.home-servicebox .fl-col .fl-module-info-box .uabb-infobox{height:100%;box-shadow:0 4px 4px 0 rgba(0,0,0,.25)}.home-servicebox .fl-col .fl-module-info-box .uabb-infobox .uabb-infobox-left-right-wrap{height:100%;position:relative}.home-servicebox .fl-col .fl-module-info-box .uabb-infobox .uabb-infobox-left-right-wrap:has(.uabb-infobox-button){padding-bottom:78px}.home-servicebox .fl-module-info-box .uabb-infobox .uabb-infobox-content{display:-webkit-box;display:-moz-box;display:-ms-flexbox;display:-webkit-flex;display:flex;flex-direction:column;gap:24px}.home-servicebox .fl-module-info-box .uabb-infobox .left-title-image{display:-webkit-box;display:-moz-box;display:-ms-flexbox;display:-webkit-flex;display:flex;justify-content:center;align-items:center;gap:10px}.home-servicebox .fl-module-info-box .uabb-infobox .left-title-image .uabb-imgicon-wrap{margin:0}.home-servicebox .fl-module-info-box .uabb-infobox .left-title-image .uabb-infobox-title-wrap{width:auto}.home-servicebox .fl-module-info-box .uabb-infobox .uabb-infobox-button{position:absolute;left:0;right:0;bottom:0;text-align:center}.home-clientsec .fl-module-uabb-business-reviews .uabb-reviews-module-wrap{row-gap:24px}.home-clientsec .fl-module-uabb-business-reviews .uabb-reviews-module-wrap .uabb-review-wrap{margin-bottom:0}.home-advantagesec .fl-col-group .fl-module-info-box{display:-webkit-box;display:-moz-box;display:-ms-flexbox;display:-webkit-flex;display:flex;height:100%}.home-advantagesec .fl-col-group .fl-module-info-box .uabb-infobox{height:100%}.home-advantagesec .fl-col-group .fl-module-info-box .uabb-infobox-title-wrap{background:#ffd044;border-radius:5px;padding:12px 24px}.home-advantagesec .fl-col-group .fl-module-info-box .uabb-infobox-text-wrap{padding:24px}.home-advantagesec .fl-col-group .fl-module-info-box .uabb-infobox-text-wrap p:last-child{padding:0}.home-lernmoresec .fl-module-info-list .uabb-module-content .uabb-info-list-wrapper{display:-webkit-box;display:-moz-box;display:-ms-flexbox;display:-webkit-flex;display:flex;flex-wrap:wrap;column-gap:40px;row-gap:24px;justify-content:center}.home-lernmoresec .fl-module-info-list .uabb-module-content .uabb-info-list-wrapper li{max-width:245px}.home-lernmoresec .fl-module-info-list .uabb-module-content .uabb-info-list-wrapper li .uabb-info-list-link{display:-webkit-box;display:-moz-box;display:-ms-flexbox;display:-webkit-flex;display:flex;justify-content:center;height:100%;padding:24px;background:#ffd044;border-radius:5px;box-shadow:0 4px 4px 0 rgba(0,0,0,.25)}.home-lernmoresec .fl-module-info-list .uabb-module-content .uabb-info-list-wrapper li .uabb-info-list-content{margin:0;padding:16px 0 0}.aboutpage-teamsec .fl-col .fl-module-team{display:-webkit-box;display:-moz-box;display:-ms-flexbox;display:-webkit-flex;display:flex;height:100%}.aboutpage-teamsec .fl-col .fl-module-team .fl-module-content{width:calc(100% - 40px)}.aboutpage-teamsec .fl-col .fl-module-team:before,.aboutpage-teamsec .fl-col .fl-module-team:after{display:none}.aboutpage-teamsec .fl-col .fl-module-team .uabb-team-wrap{height:100%;position:relative;overflow:visible}.aboutpage-teamsec .fl-col .fl-module-team .uabb-team-wrap:has(.uabb-team-image > a){padding-bottom:60px}.aboutpage-teamsec .fl-col .fl-module-team .uabb-team-wrap .uabb-team-image>a:after{content:"Read More";position:absolute;bottom:0;left:0;right:0;margin:auto;background:#ffd044;color:#333;font-size:20px;font-weight:700;border-radius:3px;box-shadow:0 4px 4px 0 rgba(0,0,0,.25);padding:9px 24px;max-width:152px;transition:all .3s;text-align:center}.aboutpage-teamsec .fl-col .fl-module-team .uabb-team-wrap .uabb-team-image>a:hover:after{background:#333;color:#ffd044}.aboutpage-teamsec .uabb-team-member-wrap .uabb-team-image .uabb-image-content{position:relative;padding:0 0 100%;display:block}.aboutpage-teamsec .uabb-team-member-wrap .uabb-team-image .uabb-image-content img{display:block;position:absolute;left:0;top:0;width:100%;height:100% !important;object-fit:cover;border-radius:5px}#header-main>.fl-row-content-wrap .fl-module-uabb-button .uabb-button-wrap a.uabb-button{display:block}.txt-link p a{color:#ffd044 !important;text-decoration:underline}.txt-link p a:hover{color:#000 !important;text-decoration:underline}.ybg-link p a{text-decoration:underline;color:currentcolor}.ybg-link p a strong{color:currentcolor !important}.dif-tbl .uabb-table-header .table-header-tr .table-header-th .th-style,.dif-tbl .uabb-table-header .table-header-tr .table-header-th .th-style .head-inner-text{padding:0;margin:0}@media (max-width: 1200px){.home-reviewslider>.fl-col-content>.fl-col-group .slick-arrow{left:0}.home-reviewslider>.fl-col-content>.fl-col-group .slick-arrow.slick-next{right:0;left:auto}}@media (max-width: 768px){.fl-col-small:not(.fl-col-small-full-width){max-width:100%}.btn-grp{flex-direction:column;text-align:center}.btn-grp a.fl-button{min-width:200px}.blog-post-row .fl-post-grid{margin-left:-15px;margin-right:-15px}.blog-post-row .fl-post-grid .fl-post-column{padding-bottom:30px;padding-left:15px;padding-right:15px}.blog-post-row .fl-post-grid-post{padding:20px}.home-reviewslider>.fl-col-content>.fl-col-group .slick-dots{padding:16px 0 0}.home-lernmoresec .fl-module-info-list .uabb-module-content .uabb-info-list-wrapper{column-gap:0}.home-lernmoresec .fl-module-info-list .uabb-module-content .uabb-info-list-wrapper li{max-width:100%;width:100%}.blog-post-row .fl-post-grid-post .fl-post-grid-text{padding:20px 0 0 0}.home-servicebox .fl-col .fl-module-info-box .uabb-infobox .uabb-infobox-left-right-wrap:has(.uabb-infobox-button){padding-bottom:54px}.home-servicebox .fl-module-info-box .uabb-infobox .uabb-infobox-content{gap:16px}.home-clientsec .fl-module-adv-testimonials .uabb-module-content .bx-wrapper{margin-bottom:0}.home-clientsec .fl-module-adv-testimonials .uabb-module-content .bx-wrapper .bx-controls{bottom:0;position:relative}.home-cta .fl-module-info-box .fl-module-content .uabb-infobox .uabb-infobox-text-wrap .uabb-infobox-text{margin-bottom:16px}footer.fl-builder-content .fl-col-group .fl-rich-text p{margin-bottom:0}#header-main>.fl-row-content-wrap>.fl-row-content>.fl-col-group{position:relative;display:-webkit-box;display:-moz-box;display:-ms-flexbox;display:-webkit-flex;display:flex;justify-content:space-between;align-items:center}#header-main>.fl-row-content-wrap .fl-photo-content img{display:block}#header-main>.fl-row-content-wrap .fl-module-uabb-advanced-menu .uabb-creative-menu #menu-primary-menu{position:absolute;left:0;top:100%;right:0;background:#fff;padding:16px;margin:0;text-align:left;box-shadow:0 4px 4px 0 rgba(0,0,0,.1);z-index:11}.aboutpage-teamsec .fl-col .fl-module-team .uabb-team-wrap:has(.uabb-team-image > a){padding-bottom:42px}.aboutpage-teamsec .fl-col .fl-module-team .uabb-team-wrap .uabb-team-image>a:after{font-size:16px;max-width:132px}.home-reviewslider>.fl-col-content>.fl-col-group .slick-arrow{display:none !important}}@media screen and (min-width:993px){.z-menu-cta-mobile{display:none;visibility:hidden}}.z-menu-cta-mobile a{display:block;cursor:pointer;box-sizing:border-box;padding:12px 20px;font-size:16px;line-height:18px;text-align:center;text-decoration:none;background:#ffd044;max-width:200px;margin:0 auto;border:2px solid #1a1a1a !important;border-radius:3px;box-shadow:none;text-shadow:none;transition:all .2s linear}.z-menu-cta-mobile a:hover{background:#000;text-decoration:none}.z-menu-cta-mobile a:hover .menu-item-text{color:#ffd044 !important}header>.z-nav-sticky.is-sticky{animation:stickyFadeIn .2s ease !important}@keyframes stickyFadeIn{from{opacity:.98;transform:translateY(-4px)}to{opacity:1;transform:translateY(0)}}header>.z-nav-sticky{transition:box-shadow .2s ease,background .2s ease}header>.z-nav-sticky.is-sticky{box-shadow:0 6px 20px rgba(0,0,0,.1)}.ar-author-title{border-bottom:3px solid #ffd044;width:fit-content;padding-bottom:7px}.about-rachel-p a,.perspective-callout a{font-weight:700 !important;color:#1a1a1a !important;text-decoration-line:underline;text-decoration-color:#ffd044;text-underline-offset:4px}.about-rachel-p a:hover,.perspective-callout a:hover{color:#ffd044 !important}.perspective-callout{background:#fffdf5;border:0;border-left:4px solid #ffd044;border-radius:0 5px 5px 0;padding:20px 25px;margin-top:30px;margin-bottom:30px}.perspective-callout h4{font-family:"Lato",sans-serif;font-size:20px !important;font-weight:700 !important;color:#1a1a1a;margin-top:0;margin-bottom:10px}.perspective-callout p{font-size:16px;margin-top:0;margin-bottom:0}.editorial-badges{display:flex;justify-content:center;flex-wrap:wrap;gap:40px}.editorial-badges .badge{display:flex;align-items:center;gap:10px;font-family:"Lato",sans-serif;font-size:15px;font-weight:700;color:#fff}.editorial-badges .badge i{color:#ffd044 !important;font-size:15px;flex-shrink:0}.ar-faq .fl-accordion-button .fl-accordion-button-icon{color:#ffd044 !important}.z-author-archive-postcard:hover{position:relative;transform:translateY(-5px);transition:.3s ease}.z-author-archive-postcard .fl-post-grid-more{font-weight:700;color:#1a1a1a;text-decoration-line:underline;text-decoration-color:#ffd044;text-underline-offset:4px}.z-posts-grid-rachel .fl-builder-pagination-load-more button,.z-rachel-tab-podcast-button>a{background-color:transparent;color:#1a1a1a;font-size:15px !important;font-weight:700 !important;font-family:"Lato",sans-serif !important;border-radius:5px !important;border:2px solid #1a1a1a;transition:all .2s linear;padding:14px 24px !important}.z-posts-grid-rachel .fl-builder-pagination-load-more button:hover,.z-rachel-tab-podcast-button>a:hover{background:#1a1a1a !important;color:#fff}.z-rachel-tab-podcast-button>a>span{color:inherit !important}.z-rachel-tab-podcast-button>a:hover{border-width:2px}html:not(.fl-builder-edit) .z-rachel-tab-hidden{display:none !important}body.single-post figure:has(iframe[src*="youtube"]),body.single-post div:has(> iframe[src*="youtube"]),body.single-post div:has(> iframe[data-src*="youtube"]){width:100% !important;max-width:none !important;margin-left:0 !important;margin-right:0 !important}body.single-post iframe[src*="youtube"],body.single-post iframe[src*="youtu.be"],body.single-post iframe[data-src*="youtube"],body.single-post iframe[title*="YouTube"]{display:block !important;width:100% !important;max-width:none !important;height:auto !important;aspect-ratio:16/9 !important}.tma-hero{max-width:820px;margin:0 auto;text-align:center;padding:8px 16px 12px}.tma-hero h1{font:700 2.4rem/1.15 Arial,Helvetica,sans-serif;color:#1a1a1a;margin:0 0 .4em}.tma-hero p{font:1.12rem/1.6 Arial,Helvetica,sans-serif;color:#5b6470;max-width:640px;margin:0 auto 24px}.tma-hero form{display:flex;max-width:520px;margin:0 auto;border:2px solid #1a1a1a;border-radius:8px;overflow:hidden}.tma-hero input[type=search]{flex:1;border:none;padding:13px 16px;font:1rem Arial,Helvetica,sans-serif;outline:none}.tma-hero button{border:none;background:#ffd044;color:#1a1a1a;font-weight:700;padding:0 22px;cursor:pointer;white-space:nowrap}@media (max-width:560px){.tma-hero h1{font-size:1.8rem}}.tma-topics-wrap{max-width:1120px;margin:0 auto}.tma-topics-h2{font:700 1.5rem/1.2 Arial,Helvetica,sans-serif;color:#1a1a1a;margin:0 0 18px;padding-bottom:8px;border-bottom:3px solid #ffd044}.tma-topics{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}.tma-topics .tile{border:1px solid #ececec;border-radius:10px;padding:20px;display:flex;flex-direction:column;min-height:215px;background:#fff;transition:.15s;text-decoration:none}.tma-topics .tile:hover{transform:translateY(-3px);box-shadow:0 8px 22px rgba(0,0,0,.08);border-color:#ffd044}.tma-topics .tname{font:800 1.05rem/1.3 Arial,Helvetica,sans-serif;color:#1a1a1a;margin-bottom:6px}.tma-topics .tdesc{font:.9rem/1.5 Arial,Helvetica,sans-serif;color:#5b6470;margin-bottom:12px}.tma-topics .tbtn{background:#ffd044;color:#1a1a1a;font:700 .82rem/1 Arial,Helvetica,sans-serif;padding:8px 14px;border-radius:6px;align-self:flex-start;margin-top:auto}.tma-topics .tile:hover .tbtn{background:#f2c230}