Cash Flow & Capital Control

Learn how to improve cash flow, preserve liquidity, reduce inefficient debt, and keep more money working toward your priorities. These strategies focus on control, coordination, and using capital intentionally rather than relying on restrictive rules of thumb.

How to Pay off Debt: Things to Avoid

By Rachel Marshall / October 2, 2018 / Comments Off on How to Pay off Debt: Things to Avoid

Let’s say you’re in a position where you want to pay off debt. You have decided that the best and highest use of your money is to get rid of a particular loan or multiple loans so that you have more cash flow that’s not required to be paid to these fixed loan payments. The…

Cash Flow Index: The Smartest Way to Pay off Debt

By Rachel Marshall / October 1, 2018 /

Most people struggle to get out of debt like they’re drowning in the ocean. Like drowning, they waste energy, time, and money floundering and flailing instead of taking calculated, focused, strategically timed strokes that would free them most efficiently, understanding the Cash Flow Index will remove this struggle. Before we dive into the Cash Flow…

Opportunity Cost: The Invisible Cost of Financing

By Rachel Marshall / September 3, 2018 / Comments Off on Opportunity Cost: The Invisible Cost of Financing

Opportunity cost, like the submerged portion of an iceberg, is a part of your financial decisions hidden from view.  While odorless, colorless, tasteless, and silent, opportunity cost is a threat to your wealth creation. This wealth restrictor is no respecter of persons or purchase types.  Opportunity cost is the tag-along to every financial decision you’ll…

Paying Cash Destroys Compound Interest

By Rachel Marshall / August 14, 2018 / Comments Off on Paying Cash Destroys Compound Interest

Let’s talk about paying cash. Now it certainly has its pros, but it also has its cons. The reason people often pay cash is that they don’t want to pay interest. They don’t want to go into a position of what they feel is debt. They would rather pay cash to avoid an interest charge. However,…

The Right Way to Spend Money: Spender, Saver, or Steward?

By Rachel Marshall / August 13, 2018 / Comments Off on The Right Way to Spend Money: Spender, Saver, or Steward?

Alexander Pope said, “To err is human, to forgive divine.” Financially speaking, it would be more accurate to say, “to spend money is human, to create wealth divine.”  No one ever needed a lesson in how to buy things. In fact, with no restraint, we manage quite well to find plentiful ways to spend money.  How you spend…

Why Debt Free Doesn’t Make You Financially Free

By Rachel Marshall / July 23, 2018 / Comments Off on Why Debt Free Doesn’t Make You Financially Free

Becoming debt free is often listed as a notch on the belt of financial progress. It’s widely discussed, admired, longed for, celebrated, and even praised by so-called financial experts like Dave Ramsey.  But, paying off debt may be and personalities risky or even altogether unnecessary.  In fact, you’re probably not in debt in the first place!  We…

Why Cash Flow Today?

By Rachel Marshall / June 26, 2018 / Comments Off on Why Cash Flow Today?

Why cash flow Today?  The goal of the typical financial model is to accumulate a pile of cash.  It is akin to climbing a mountain, where the journey to the top is all about creating a lump sum.  At the top, you’re hoping the lump sum generates enough income to live the rest of your…

The Biggest Thing You Can Do to Increase Your Cash Flow

By Rachel Marshall / June 25, 2018 / Comments Off on The Biggest Thing You Can Do to Increase Your Cash Flow

The #1 most effective way to increase your cash flow today is to think like the bank.  Banking generates voluminous cash flow.  There are rules for how the bank operates that have established banking as the most powerful business model in the world.  You can follow these rules to increase your cash flow, starting from…

4 Ways to Save Money on Life Insurance

By Rachel Marshall / June 12, 2018 / Comments Off on 4 Ways to Save Money on Life Insurance

Now, when you’re shopping, you want to make the best decisions, and it’s not always about the price.  If you wanted to save money on everything, you would buy only at the dollar store, right?  In this video, we discuss four ways to save money on life insurance without being cheap. We want to not…

Saving vs. Investing: Should I Save or Invest?

By Rachel Marshall / April 4, 2018 / Comments Off on Saving vs. Investing: Should I Save or Invest?

Have you ever wondered, should I save money or invest?  How does my investing strategy fit in with my cash flow creation system?  How do I get my saving and investing to work together so that I can maximize my whole personal economy? Where Investing Money Fits into the Cash Flow System First we focus…

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